CCertihomes
1889 State Route 248a, Independence, NY 14897

$379,000

4 beds 2 baths 1,880 sqft Built 200021 days on marketActive

About this home

Immaculate ranch home on 2.3 beautifully landscaped acres in Independence, NY, within the Whitesville Central School District. This 3 bed, 2 bath home offers 1, 880 sq. ft. of refined main-level living space plus an additional 940 sq. ft. of finished basement area (per Allegany Co. tax records). Enjoy scenic valley views, modern amenities, and a warm, western-inspired interior that’s move-in ready. Interior features include a welcoming entry/office with heated tile floors, a formal dining room, cozy family room, and a living room with electric fireplace. The kitchen is updated with granite counters, tile backsplash, and stainless steel appliances (all included). The finished basement offers a spacious rec room, bedroom, utility and storage rooms, propane fireplace, and double egress walkout doors—ideal for entertaining or potential in-law suite. Attached 2-car garage includes attic storage. A detached 24’ x 38’ garage with electric and heat provides added flexibility. The 32’ x 32’ insulated workshop is heated with a Reznor propane unit and features concrete floors and two overhead doors. An adjacent pole barn-style storage space with a sliding door adds even more utility. Enjoy the peaceful outdoors with a covered front deck at the main entry and a covered back porch—perfect for sipping iced tea while overlooking the countryside. Professionally landscaped with mature shrubs, mulched beds, and plenty of open space. A security camera system is included, and additional acreage is available. Located just 20 mins from Wellsville, 35 mins to Hornell, 45 mins to Olean, and under 25 mins to Alfred. This property combines comfort, privacy, and practical space—perfect for full-time living or a quiet country retreat.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,163/mo

Real estate (PITI + HOA + PMI)
$3,661
Principal + interest$2,432
Property tax + insurance$1,087
PMI / 2nd mortgage$142
Utilities
$1,108
Heating + cooling$406
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$4,163/mo TLC
Budget$5,000/mo
Remaining after TLC$837/mo
Purchase price
$379,000
Down payment
$18,950 (5%)
Loan amount
$360,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
2000
Lot size
2.3 ac
Stories
1
Heating
Propane, Baseboard, HotWater
Cooling
Water
Well
HOA
Annual tax
$8,040
MLS #
R1623371
County
Allegany

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangePropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomEntranceFoyerGraniteCountersHomeOfficeMainLevelPrimary
Exterior
GravelDriveway
Parking
AttachedElectricityGarageHeatedGarage
Flooring
Carpet, CeramicTile, Tile, Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

Agricultural, Rectangular, RectangularLot

Neighborhood — 14897

MetricThis ZIPCountyUSA
Population76819,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density29395
Male3889,381,926147,432,321
Female3809,969,168151,655,844
Never Married1534,946,39163,775,926
Married3587,166,701123,120,365
Separated191,159,67312,639,686
Widowed441,110,24515,467,586
Divorced551,210,44823,075,029
Number Of House Hold2717,102,016111,826,380
Average House Hold Size2.832.642.60
Medial Age39.1636.5335.46
Median House Hold Income$38,381$49,847$48,276
Average House Hold Income$39,863$70,032$63,629
P C I$14,066$26,569$24,529
M D I$33,570$42,210$41,133
A T H E$37,792$54,185$50,898
S T R8.50%4.00%
W C J81.72%81.55%77.74%
(Zip) Code
14897

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/17/2025. Provided courtesy of Genesee River Realty via Buffalo MLS. Information deemed reliable but not guaranteed.