CCertihomes
382 County Highway 47, Oneonta, NY 13820

$350,000

3 beds 2 baths 1,860 sqft Built 20072 days on marketActive

About this home

A must see! Discover the perfect blend of comfort, character, and convenience in this beautifully maintained 3-bedroom, 2-bath home. Inside, you’ll find gorgeous wood floors, cathedral ceiling, and an open, light-filled layout. The kitchen is equipped with modern appliances and generous counter space—ideal for both daily living and entertaining. Step outside to enjoy the expansive wraparound porch, a peaceful spot for your morning coffee or relaxing evenings. Above the one-car garage is a spacious 2-bedroom suite—perfect for guests. The garage can also serve as a workshop or creative space, offering added flexibility. Located just minutes from downtown and close to shopping, restaurants, and parks, this home is nestled in the Oneonta School District. A rare find with so much to offer—schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,654/mo

Real estate (PITI + HOA + PMI)
$3,094
Principal + interest$2,246
Property tax + insurance$717
PMI / 2nd mortgage$131
Utilities
$1,199
Heating + cooling$450
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,654/mo TLC
Budget$5,000/mo
Remaining after TLC$1,346/mo
Purchase price
$350,000
Down payment
$17,500 (5%)
Loan amount
$332,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
2007
Lot size
0.7 ac
Stories
2
Heating
Propane, Radiant
Cooling
Water
Well
HOA
Annual tax
$3,920
MLS #
R1622340
County
Otsego

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
ConvectionOvenDryerDishwasherElectricCooktopElectricOvenElectricRangeFreezerMicrowavePropaneWaterHeaterRefrigeratorTanklessWaterHeaterWasherWaterPurifierOwnedWaterSoftenerOwned
Interior
CeilingFansCathedralCeilingsDenSeparateFormalLivingRoomKitchenIslandPantrySlidingGlassDoorsBedroomOnMainLevelLoftMainLevelPrimaryPrimarySuite
Exterior
DirtDrivewayDeckPropaneTankLeased
Parking
DetachedGarage
Flooring
Carpet, CeramicTile, Hardwood, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/17/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.