$349,900
About this home
Perfect Oswego Investment or Owner-Occupied Gem! Discover a rare opportunity just steps from SUNY Oswego—where home and income potential meet. The main house offers 5 bedrooms, 2 full bathrooms, and 2 family rooms, and has been a successful student rental with each bedroom leased individually. It’s equally well-suited as a spacious family home, offering versatility and strong income-producing history. Perched above the garage is an adorable 1-bedroom apartment featuring in-unit laundry and a private deck. This cozy space has been used for short-term stays by traveling nurses and professors, and has been a high-performing Airbnb with excellent reviews and consistent bookings. Both units are full of character—thoughtfully designed, warm, and inviting. Whether you’re living in one or renting both, they truly feel like home. The property has been meticulously maintained and updated with new appliances, fresh carpeting, updated bathrooms, and more. It’s completely move-in ready and reflects quality throughout. The possibilities here are endless: live in one home and rent the other, lease both for dual income, or customize your approach depending on your needs. With the option for owner-occupied financing, you can take advantage of lower down payments and great rates. With SUNY Oswego literally in your backyard, this unique property offers unbeatable location, comfort, and potential. A true Oswego gem that blends charm, stability, and opportunity—all in one!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $3,244
- Utilities
- $1,826
- Transportation
- $0
- Other (entertainment)
- $160
Quick facts
At a glance
Home features
Lot features
Rectangular, RectangularLot, ResidentialLot
Neighborhood — 13126
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 27,186 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -4.00% | 8.00% | 20.00% |
| Population Density | 273 | 395 | — |
| Male | 12,988 | 9,381,926 | 147,432,321 |
| Female | 14,199 | 9,969,168 | 151,655,844 |
| Never Married | 7,213 | 4,946,391 | 63,775,926 |
| Married | 9,918 | 7,166,701 | 123,120,365 |
| Separated | 1,972 | 1,159,673 | 12,639,686 |
| Widowed | 1,745 | 1,110,245 | 15,467,586 |
| Divorced | 1,874 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 9,753 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.58 | 2.64 | 2.60 |
| Medial Age | 34.25 | 36.53 | 35.46 |
| Median House Hold Income | $34,693 | $49,847 | $48,276 |
| Average House Hold Income | $46,097 | $70,032 | $63,629 |
| P C I | $17,934 | $26,569 | $24,529 |
| M D I | $30,665 | $42,210 | $41,133 |
| A T H E | $41,368 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 78.88% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/17/2025. Provided courtesy of Home With Us Realty Group, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.