CCertihomes
50 Center Street, Oneonta, NY 13820

$339,500

4 beds 2 baths 2,176 sqft Built 191531 days on marketActive

About this home

Meticulously kept Center City Home with Striking Architectural Curb Appeal with its sand-grey brick and shake shingle exterior - This Gem will catch the eye of the most discerning buyer, with it's neat as a pin landscaping, 6 over 6 divided lite windows, and large side open side porch. The interior features a colonnade entry foyer with a wide staircase to the 2nd floor w/window seat on landing bump out. Double oak columns to Dining & Living Rooms, with oak flooring & woodwork. Living Room features crown molding, a large bay window & brick fireplace w/ gas insert. Den/Study features built-in bookcases, a tastefully updated kitchen (new Stove & dishwasher less than a yr. old) with breakfast nook & half bath completes the first floor. Four spacious bedrooms with ample closets and a fully renovated bath on the second floor. The basement has a very nice knotty-pine paneled family room, with wine storage closet and cedar closet. Walk up attic has ample room for possible additional living space with its 3 dormers.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,011/mo

Real estate (PITI + HOA + PMI)
$3,291
Principal + interest$2,178
Property tax + insurance$986
PMI / 2nd mortgage$127
Utilities
$1,511
Heating + cooling$606
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,011/mo TLC
Budget$5,000/mo
Remaining after TLC$989/mo
Purchase price
$339,500
Down payment
$16,975 (5%)
Loan amount
$322,525
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1915
Lot size
0.14 ac
Stories
2
Heating
Gas, HotWater
Cooling
WindowUnits
Water
NotConnected, Public
HOA
Annual tax
$7,098
MLS #
R1623564
County
Otsego

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricCooktopExhaustFanElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorRangeHoodWasher
Interior
BreakfastAreaCedarClosetsDenSeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomLibraryPantryStorageNaturalWoodworkWindowTreatments
Exterior
BlacktopDrivewayFencePrivateYardSeeRemarks
Parking
DetachedElectricityGarageStorageGarageDoorOpener
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/17/2025. Provided courtesy of Benson Agency Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.