$625,000
About this home
Exceptional Multi-Unit Investment Property in the Heart of Fly Creek Welcome to 6432 State Highway 28, a rare and versatile opportunity located just minutes from historic Cooperstown. This charming, well maintained property offers four fully leased residential apartments and one professional office space, making it an ideal option for investors or owner occupants seeking income-producing potential. Set on a spacious lot in the picturesque hamlet of Fly Creek, this stately red building blends classic farmhouse architecture with modern updates. The front porch spans the entire facade, perfect for relaxing or welcoming clients to the office space. Inside, each of the four apartments features its own unique layout and character, providing comfortable, efficient living for long-term tenants. Highlights include: • 4 income-generating residential units • 1 commercial/office unit with great visibility and frontage on State Route 28 • High-traffic location just 3 miles from Cooperstown and Otsego Lake • Ample offstreet parking • Updated mechanicals • Ideal for investors, live-in landlords, or those looking to blend work and home life Whether you’re expanding your portfolio or dreaming of owning a mixed-use property with passive income, 6432 State Hwy 28 is a standout opportunity.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $5,508
- Utilities
- $3,911
- Transportation
- $0
- Other (entertainment)
- $127
Quick facts
Home features
Lot features
IrregularLot
Neighborhood — 13337
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 518 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | 4.00% | 8.00% | 20.00% |
| Population Density | 35 | 395 | — |
| Male | 254 | 9,381,926 | 147,432,321 |
| Female | 264 | 9,969,168 | 151,655,844 |
| Never Married | 104 | 4,946,391 | 63,775,926 |
| Married | 288 | 7,166,701 | 123,120,365 |
| Separated | 15 | 1,159,673 | 12,639,686 |
| Widowed | 19 | 1,110,245 | 15,467,586 |
| Divorced | 17 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 209 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.48 | 2.64 | 2.60 |
| Medial Age | 45.63 | 36.53 | 35.46 |
| Median House Hold Income | $67,082 | $49,847 | $48,276 |
| Average House Hold Income | $134,718 | $70,032 | $63,629 |
| P C I | $54,355 | $26,569 | $24,529 |
| M D I | $54,285 | $42,210 | $41,133 |
| A T H E | $87,302 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 71.76% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/17/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.