CCertihomes
493 Odell Lake Road, Harpersfield, NY 13786

$1,150,000

7 beds 5 baths 6,228 sqft Built 19890 days on marketActive

About this home

UNIQUE PRIVATE SECLUDED, these TWO BEAVER MOUNTAIN HOMES have been a full time family residence for the past 36 years. Designed and built to their specifications and sitting on 50 acres, they have individual systems for septic, well, and underground electric. The main house is approximately 3600 sq. ft. The center hall leads off in several directions to a living room/library, formal dining room, eat-in kitchen, half bath, and small office. Off the kitchen is a laundry/mud room. On the opposite end is a large family room. There are two wood burning stone fireplaces, in the living room and family room, as well as a slider in the living room leading out to a deck that fully wraps the house. The center hall stairway leads up to a large master bedroom with ensuite bath and four double width closets. Down the hall is another full bath and three more bedrooms. A full basement underneath with outside access completes the footprint. In addition, the property features THREE three-car garages, great for holding anything you want to bring along! The second house is approximately 2400 sq. ft. The main floor features an open concept cathedral ceiling living room/dining room with a stone fireplace and sliders leading out to a spacious deck. Off the dining area is a kitchen and laundry room. The main floor finishes off with two large bedrooms and a bath accessed from the master bedroom as well as the hallway. Upstairs is a bedroom, second full bathroom, and a loft space that overlooks the main floor. Closets abound on both levels! The basement is full footprint and functions as the garage, with plenty of additional storage space. Both houses have exquisite woodwork, beamed ceilings, meticulous attention to detail, and have been well cared for. The property is minutes from both Stamford and Hobart. Stamford has a grocery store, some gourmet food shops, amazing lattes, and a golf course. The Hobart Book Village boasts seven bookstores on Main Street. 50 minutes away you are in Cooperstown, and the Baseball Hall of Fame, Otesaga Resort, and Glimmerglass Opera. Approximately 2.5 hours from NYC. This is truly a one-of-a-kind place to call home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$9,147/mo

Real estate (PITI + HOA + PMI)
$7,803
Principal + interest$5,216
Property tax + insurance$2,156
PMI / 2nd mortgage$431
Utilities
$3,373
Heating + cooling$1,540
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$9,147/mo TLC
Budget$9,647/mo
Remaining after TLC$500/mo
Purchase price
$1,150,000
Down payment
$57,500 (5%)
Loan amount
$1,092,500
APR
4%

Quick facts

Type
MultiFamily
Style
Other, SeeRemarks
Year built
1989
Lot size
50 ac
Stories
2
Heating
Electric, Baseboard, HotWater
Cooling
Water
Well
HOA
Annual tax
$10,431
MLS #
R1620212
County
Delaware

At a glance

Fireplace
Basement

Home features

Appliances
ElectricWaterHeater
Interior
CeilingFansCathedralCeilingsSlidingGlassDoors
Exterior
Deck
Parking
GravelTwoOrMoreSpacesUnpaved
Flooring
Carpet, Hardwood, LuxuryVinyl, Varies
Sewer
SepticTank

Lot features

IrregularLot, Secluded

Neighborhood — 13786

MetricThis ZIPCountyUSA
Population10019,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density21395
Male489,381,926147,432,321
Female529,969,168151,655,844
Never Married174,946,39163,775,926
Married527,166,701123,120,365
Separated41,159,67312,639,686
Widowed81,110,24515,467,586
Divorced31,210,44823,075,029
Number Of House Hold377,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age44.5636.5335.46
Median House Hold Income$34,166$49,847$48,276
Average House Hold Income$45,537$70,032$63,629
P C I$17,394$26,569$24,529
M D I$32,499$42,210$41,133
A T H E$41,011$54,185$50,898
S T R8.00%4.00%
W C J88.89%81.55%77.74%
(Zip) Code
13786

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/18/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.