CCertihomes
146 S Massey Street, Watertown City, NY 13601

$54,000

5 beds 2 baths 2,184 sqft Built 19009 days on marketActive

About this home

Brick Fixer-Upper with Huge Potential – 5 Beds, 2 Baths Near Downtown Watertown Opportunity knocks! This fully gutted 5-bedroom, 2-bath brick home is ready for a full renovation and full of possibilities. Situated on a compact, low-maintenance lot, this property is ideal for investors or buyers looking to restore a solid structure in a great location. The home offers two spacious stories, a 2-story garage, and tons of interior space to reimagine your dream layout. With the demo already done, you can jump right into the design and build phase. Just minutes from downtown Watertown, this property puts you close to shopping, restaurants, parks, and more. Being sold as-is. Cash or rehab loan only. Don’t miss your chance to bring this blank canvas back to life!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,413/mo

Real estate (PITI + HOA + PMI)
$582
Principal + interest$346
Property tax + insurance$216
PMI / 2nd mortgage$20
Utilities
$1,519
Heating + cooling$610
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,413/mo TLC
Budget$5,000/mo
Remaining after TLC$3,587/mo
Purchase price
$54,000
Down payment
$2,700 (5%)
Loan amount
$51,300
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1900
Lot size
0.1 ac
Stories
2
Heating
Gas, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$916
MLS #
S1623803
County
Jefferson

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
CountryKitchenBedroomOnMainLevel
Exterior
EnclosedPorchGravelDrivewayPorch
Parking
DetachedElectricityGarageSharedDriveway
Flooring
Hardwood, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/18/2025. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.