CCertihomes
499 Castle Street, Geneva City, NY 14456

$499,000

5 beds 2 baths 2,576 sqft Built 189027 days on marketActive

About this home

Discover Your Dream Home at 499 Castle St, Geneva, NY! Welcome to this meticulously well maintained turn key, fully furnished, colonial home, perfectly situated on a sprawling 0.84 acre private double lot in Historic Geneva. Currently being rented on the first and second floor as Air BNB with charming covered side porch, outdoor fireplace, deck with hot tub and seating. Owner lives in a downstairs in-law apartment with one bedroom, full bath, kitchenette, laundry, mud room and state of the art movie room with custom reclining chair couch and surround sound. Excellent home for growing family or continue to rent as a successful Air BNB in desirable wine country. City living in front with sidewalks and excellent street appeal. Country living in the back of the house with a wooded hillside and picturesque meandering creek. Very private and secluded setting includes an expansive flat lawn for entertaining and safe traffic free game playing. Step inside....... KEY FEATURES: *Classic Colonial Architecture *Fully Furnished (all fixtures, appliances, furnishings, All bedding, ect.. ) *.84 Acre Double Lot *Private Backyard with Creek *Detached Two Car Garage *Movie Room with Surround Sound *Three Floors of Living Space *Natural Hardwood Floors 1st and 2nd Floors *Spacious Master Suite with Adjoining Sitting Room/Office *Extra Large Walk In Cedar Closet with Washer/Dryer *Second Laundry in Lower Level *Walk Up Attic *Basement With Workbench and Shelving *Indoor Gardening Shelves with Overhead Lighting *Private Hot Tub on Deck *Covered Side Patio With Gas Fireplace *In-Law Apartment with Separate Entrance *Multigenerational Living *Potential Income Unit *Can be used as Air BNB 2 units or 1 large unit

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,542/mo

Real estate (PITI + HOA + PMI)
$4,822
Principal + interest$3,202
Property tax + insurance$1,433
PMI / 2nd mortgage$187
Utilities
$1,626
Heating + cooling$661
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$5,542/mo TLC
Budget$6,042/mo
Remaining after TLC$500/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1890
Lot size
0.8437 ac
Stories
3
Heating
Gas, HotWater, Steam
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$10,560
MLS #
R1621977
County
Ontario

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
CeilingFansHotTubSpaNaturalWoodworkWindowTreatments
Exterior
BalconyDeckPrivateYardSeeRemarks
Parking
TwoOrMoreSpacesGarageDoorOpener
Flooring
Carpet, Hardwood, LuxuryVinyl, Varies
Roof
Architectural, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/18/2025. Provided courtesy of Keller Williams Realty Gateway via Buffalo MLS. Information deemed reliable but not guaranteed.