470 W 1st Street, Elmira City, NY 14901
$110,000
4 beds 2 baths 2,596 sqft Built 190029 days on marketActive
About this home
This centrally located duplex offers itself as a great investment or opportunity for owner occupied house-hacking. Each unit is comprised of a spacious upper / lower with separated utilities. Right in the middle of Elmira, this nice corner property is close to everything!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$19,349/mo
- Real estate (PITI + HOA + PMI)
- $18,479
- Utilities
- $1,639
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$706
Property tax + insurance$17,732
PMI / 2nd mortgage$41
Heating + cooling$670
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$19,849/mo
Remaining after TLC$500/mo
Purchase price
$110,000
Down payment
$5,500 (5%)
Loan amount
$104,500
APR
7.15%
Quick facts
Type
MultiFamily
Style
—
Year built
1900
Lot size
0.1208 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$210,291
MLS #
R1623865
County
Chemung
At a glance
Basement
Home features
Appliances
GasWaterHeater
Parking
TwoOrMoreSpaces
Flooring
Carpet, CeramicTile, Varies
Sewer
Connected
Lot features
CornerLot, Rectangular, RectangularLot
Neighborhood — 14901
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 18,493 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -12.00% | 8.00% | 20.00% |
| Population Density | 506 | 395 | — |
| Male | 8,654 | 9,381,926 | 147,432,321 |
| Female | 9,838 | 9,969,168 | 151,655,844 |
| Never Married | 4,666 | 4,946,391 | 63,775,926 |
| Married | 5,675 | 7,166,701 | 123,120,365 |
| Separated | 1,666 | 1,159,673 | 12,639,686 |
| Widowed | 1,454 | 1,110,245 | 15,467,586 |
| Divorced | 1,692 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 6,947 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.40 | 2.64 | 2.60 |
| Medial Age | 34.97 | 36.53 | 35.46 |
| Median House Hold Income | $30,777 | $49,847 | $48,276 |
| Average House Hold Income | $38,456 | $70,032 | $63,629 |
| P C I | $15,610 | $26,569 | $24,529 |
| M D I | $27,482 | $42,210 | $41,133 |
| A T H E | $36,862 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 81.61% | 81.55% | 77.74% |
(Zip) Code
14901
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/18/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.