CCertihomes
121 S 10th Street, Olean, NY 14760

$175,000

4 beds 2 baths 1,988 sqft Built 191512 days on marketActive

About this home

Welcome to this well-maintained and spacious 4+ bedroom, 2-bathroom home in the heart of the City of Olean. Centrally and conveniently located, this classic residence exudes charm with original hardwood floors throughout—both exposed and under the carpet—along with elegant features such as a grand staircase in the foyer and beautiful pocket doors. Enjoy a friendly neighborhood atmosphere from the inviting front porch, or relax in your own private backyard oasis complete with a large deck, bar, backyard furniture, fire table, and a heated above-ground pool—everything you need for outdoor entertaining is included! Inside, the main level offers a large living room that flows into a formal dining room, plus an additional room that can serve as a fifth bedroom or office—ideal for first-floor living. The updated full bathroom features a walk-in shower, while the spacious kitchen includes a center island, pantry, and opens to a convenient laundry room. Upstairs, you’ll find four generously sized bedrooms, another full bathroom, and access to a full attic that provides great potential for a playroom, office, or extra storage space. This property also boasts a double-wide driveway, shed, and carport—plenty of space for all your vehicles. Major updates within the past five years include a new roof, furnace, hot water heater, kitchen and bathroom renovations, some new flooring and windows, exterior paint, and pool pump/equipment—giving you peace of mind and leaving only the finishing touches to make it your own. Don’t miss this incredible opportunity to own a beautifully maintained home that’s priced to sell!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,558/mo

Real estate (PITI + HOA + PMI)
$1,795
Principal + interest$1,123
Property tax + insurance$606
PMI / 2nd mortgage$66
Utilities
$1,475
Heating + cooling$588
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,558/mo TLC
Budget$5,000/mo
Remaining after TLC$2,442/mo
Purchase price
$175,000
Down payment
$8,750 (5%)
Loan amount
$166,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1915
Lot size
0.1469 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$4,395
MLS #
R1623972
County
Cattaraugus

At a glance

Air conditioning
Basement

Home features

Appliances
AppliancesNegotiableDryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomKitchenIslandStorageNaturalWoodworkConvertibleBedroom
Exterior
BlacktopDrivewayDeckFullyFencedPoolPrivateYardSeeRemarks
Parking
CarportDriveway
Pool
AboveGround
Flooring
Carpet, CeramicTile, Hardwood, LuxuryVinyl, Varies, Vinyl
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/19/2025. Provided courtesy of Premier Listings Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.