CCertihomes
7674 Cardinal Road, Wolcott, NY 14590

$139,900

3 beds 1 baths 760 sqft Built 195927 days on marketActive

About this home

WELCOME TO PEACEFUL WATERFRONT GETAWAY!!! THIS 3 BED 1 BATH COTTAGE !!!!! AMPLE PARKING, EASY BOAT ACCESS FROM RIGHT OUTSIDE THE DOOR!! WALKING DISTANCE TO PORT BAY GOLF COURSE AND A SHORT DRIVE TO FAIR HAVEN. NEW FRONT DECK AND STAIRS TO DOCK(2023) HOT WATER TANK(2025) NEW PAINT IN LIVINGROOM(2025) NEW FLOORING THROUGHOUT (2023) BATHROOM UPDATED (2018) GAS GRILL AND ALL OUTDOOR FURNITURE CONVEY!!! ***FOR SALE 1998 SEA RAY 18 FT BOWRIDER WITH TRAILER AND COVER 2 KAYAKS AND A PADDLE BOAT WITH CANOPY(2023)

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,825/mo

Real estate (PITI + HOA + PMI)
$1,413
Principal + interest$898
Property tax + insurance$463
PMI / 2nd mortgage$52
Utilities
$745
Heating + cooling$223
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,825/mo TLC
Budget$5,000/mo
Remaining after TLC$3,175/mo
Purchase price
$139,900
Down payment
$6,995 (5%)
Loan amount
$132,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, Ranch
Year built
1959
Lot size
0.65 ac
Stories
1
Heating
Electric, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$3,686
MLS #
R1622570
County
Wayne

At a glance

Waterfront

Home features

Appliances
ElectricCooktopElectricWaterHeaterMicrowaveRefrigerator
Interior
SeparateFormalLivingRoomCountryKitchenStorageBedroomOnMainLevel
Exterior
DeckDockGravelDrivewaySeeRemarks
Parking
NoGarageDriveway
Flooring
Carpet, Laminate, Varies
Sewer
Connected

Lot features

Agricultural, Rectangular, RectangularLot

Neighborhood — 14590

MetricThis ZIPCountyUSA
Population4,20119,351,094299,088,112
Population Change Since199014.00%8.00%20.00%
Population Density62395
Male2,1389,381,926147,432,321
Female2,0639,969,168151,655,844
Never Married9164,946,39163,775,926
Married1,6687,166,701123,120,365
Separated2631,159,67312,639,686
Widowed2351,110,24515,467,586
Divorced3261,210,44823,075,029
Number Of House Hold1,4687,102,016111,826,380
Average House Hold Size2.742.642.60
Medial Age37.3836.5335.46
Median House Hold Income$40,550$49,847$48,276
Average House Hold Income$47,616$70,032$63,629
P C I$17,428$26,569$24,529
M D I$35,425$42,210$41,133
A T H E$42,358$54,185$50,898
S T R8.00%4.00%
W C J79.24%81.55%77.74%
(Zip) Code
14590

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/21/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.