CCertihomes
3 Barham Avenue, Waterloo, NY 13165

$159,000

2 beds 1 baths 1,033 sqft Built 19553 days on marketActive

About this home

Welcome to this delightful 2-bedroom, 1-bathroom ranch home, perfect for those seeking a peaceful retreat with convenient modern amenities. The living room has a ton of natural light from the large bay window looking over the front yard. The large primary bedroom features a huge walk in closet. The walk in closet was previously a bedroom and could easily be converted back if that space is needed. The home has a wood pellet stove as well as a gravity fed pellet stove as additional heat sources. The back of the home has a charming sunroom, where you can enjoy your morning coffee or unwind in the evening while overlooking the backyard. This extra living space is perfect for enjoying the outdoors year-round, regardless of the weather. Enter the secondary entrance through the convenient mudroom, offering the perfect space for shoes & coats. A heated garage attached to the home provides added convenience and comfort, keeping your vehicles warm during winter months and offering additional storage space. A bonus detached garage gives you even more room for storage or a workshop, offering flexibility for your needs. Enjoy the outdoors in the the gazebo, a perfect spot for relaxing, dining, or entertaining friends and family in the fresh air. The well-maintained yard provides additional space for gardening or outdoor hobbies. Seller to find suitable housing. Delayed negotiations until Monday July 28th @ 5pm.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,998/mo

Real estate (PITI + HOA + PMI)
$1,536
Principal + interest$1,020
Property tax + insurance$456
PMI / 2nd mortgage$60
Utilities
$861
Heating + cooling$281
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,998/mo TLC
Budget$5,000/mo
Remaining after TLC$3,002/mo
Purchase price
$159,000
Down payment
$7,950 (5%)
Loan amount
$151,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1955
Lot size
0.19 ac
Stories
1
Heating
Electric, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$3,237
MLS #
R1623915
County
Seneca

At a glance

Fireplace
Garage (2)

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
EatInKitchenBedroomOnMainLevelMainLevelPrimary
Exterior
ConcreteDrivewayGravelDriveway
Parking
AttachedDetachedGarage
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/21/2025. Provided courtesy of Lake To Lake Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.