CCertihomes
554 W Main Street, Little Falls City, NY 13365

$130,000

3 beds 2 baths 1,134 sqft Built 190027 days on marketActive

About this home

Don’t miss your chance to own this beautifully maintained 3-bedroom Victorian in Little Falls, blending timeless character with thoughtful updates. From the grand entryway to the natural woodwork and architectural details, this home is filled with warmth and historic charm. Recent improvements include refinished hardwood floors throughout, a freshly renovated laundry room, and a clean, neutral paint palette that highlights the original craftsmanship. The spacious layout offers a formal dining room, living room, family room, and a patio space that adds flexibility for seasonal use. Updated vinyl siding, vinyl windows, and a newer roof ensure peace of mind, while hot water radiators provide efficient, comfortable heating. Conveniently located near the edge of the city limits, this move-in ready home is ideal for anyone looking for classic style with modern livability. Schedule your showing today—this gem won’t last!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,791/mo

Real estate (PITI + HOA + PMI)
$1,264
Principal + interest$834
Property tax + insurance$381
PMI / 2nd mortgage$49
Utilities
$969
Heating + cooling$335
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,791/mo TLC
Budget$5,000/mo
Remaining after TLC$3,209/mo
Purchase price
$130,000
Down payment
$6,500 (5%)
Loan amount
$123,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1963 ac
Stories
2
Heating
Gas, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$2,602
MLS #
S1624036
County
Herkimer

At a glance

Basement

Home features

Appliances
ElectricCooktopElectricWaterHeater
Interior
EatInKitchen
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13365

MetricThis ZIPCountyUSA
Population7,34019,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density60395
Male3,4829,381,926147,432,321
Female3,8589,969,168151,655,844
Never Married1,6834,946,39163,775,926
Married2,7837,166,701123,120,365
Separated4281,159,67312,639,686
Widowed6291,110,24515,467,586
Divorced5881,210,44823,075,029
Number Of House Hold2,9097,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age41.0436.5335.46
Median House Hold Income$30,892$49,847$48,276
Average House Hold Income$38,537$70,032$63,629
P C I$16,443$26,569$24,529
M D I$27,839$42,210$41,133
A T H E$37,012$54,185$50,898
S T R8.00%4.00%
W C J80.98%81.55%77.74%
(Zip) Code
13365

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/21/2025. Provided courtesy of River Hills Properties LLC Lf via Buffalo MLS. Information deemed reliable but not guaranteed.