CCertihomes
2 Olga Drive, Middletown, NY 12455

$399,000

4 beds 2 baths 2,246 sqft Built 199010 days on marketActive

About this home

BRING YOUR FRIENDS, BRING YOUR FAMILY, there's lots of room in this 2246 sqft modular home on 5.22 acres, completely remodeled in 2025. Sited on a private lot adjacent to DEP land, the open plan layout offers a Great Room including kitchen, dining area and living room, plus 2 or 3 bedrooms on the main level and two full baths; with a Family Room, two more bedrooms, a laundry room/bathroom (needs your finishing touches) and a utility room on the lower level. Now, here are the details. The entire home was stripped down to the studs and rafters--R-21 insulation in the walls with plywood and zipboard; R-30 in the floor. There are hickory floors throughout the main level, with tongue and groove pine ceilings. The Great Room has an entirely new kitchen, with extensive Kraftmaid cabinets, quartz counters, and stainless steel appliances and is open to the Living Room and Dining area. This area is nice and bright, with French doors opening onto a large deck and a set of double hung windows. The primary bedroom has its own full bath with tub and shower, the second bedroom includes a large closet, and the third room could serve as an office, den or even small bedroom, but does not have a closet. There is also a second full tiled bath on this level. A short walk downstairs brings you into a large Den or Family Room, with another two bedrooms (with closets), a laundry room/bath which needs to be finished and a handy utility room. This is an all-electric house and includes an EV charger for your car. The land is really special. There is a nice stone patio with firepit on the upper part of the lawn, and you overlook mature woods with mountains in the distance. However, a short walk down a charming path through those woods will bring you past the DEP land adjoining you on one side to a stunning private meadow which appears to be a spectacular potential pond site. Imagine a secret swimming hole on your own property. Convenient to Margaretville, with easy access, private and all newly renovated! This is a great opportunity for the right buyer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,045/mo

Real estate (PITI + HOA + PMI)
$3,358
Principal + interest$2,560
Property tax + insurance$648
PMI / 2nd mortgage$150
Utilities
$1,494
Heating + cooling$599
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$4,045/mo TLC
Budget$5,000/mo
Remaining after TLC$955/mo
Purchase price
$399,000
Down payment
$19,950 (5%)
Loan amount
$379,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
ModularPrefab, Ranch
Year built
1990
Lot size
5.22 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Well
HOA
Annual tax
$2,377
MLS #
R1623945
County
Delaware

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
CathedralCeilingsEntranceFoyerSeparateFormalLivingRoomCountryKitchenQuartzCountersSlidingGlassDoorsStorageNaturalWoodworkBedroomOnMainLevelBathInPrimaryBedroomMainLevelPrimaryPrimarySuite
Exterior
DeckGravelDrivewayPatio
Parking
ElectricVehicleChargingStationsNoGarage
Flooring
Hardwood, Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Agricultural, AdjacentToPublicLand, CulDeSac, IrregularLot, RuralLot, Wooded

Neighborhood — 12455

MetricThis ZIPCountyUSA
Population2,33719,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density33395
Male1,1539,381,926147,432,321
Female1,1849,969,168151,655,844
Never Married4444,946,39163,775,926
Married1,0397,166,701123,120,365
Separated1311,159,67312,639,686
Widowed1401,110,24515,467,586
Divorced2161,210,44823,075,029
Number Of House Hold9347,102,016111,826,380
Average House Hold Size2.472.642.60
Medial Age44.6336.5335.46
Median House Hold Income$36,388$49,847$48,276
Average House Hold Income$49,541$70,032$63,629
P C I$19,991$26,569$24,529
M D I$32,028$42,210$41,133
A T H E$43,431$54,185$50,898
S T R8.00%4.00%
W C J79.97%81.55%77.74%
(Zip) Code
12455

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/21/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

2 Olga Drive · Middletown — $399,000 · Certihomes