CCertihomes
192 Cottage Street, Lockport City, NY 14094

$99,900

2 beds 1 baths 1,040 sqft Built 190024 days on marketActive

About this home

Charming 2-bedroom home on a double lot, in the heart of Lockport with a brand new roof! This move-in-ready home features fresh paint, new carpet, and stylish vinyl flooring throughout. The updated kitchen offers white cabinetry, stone-look counters, and New appliances with first-floor laundry for added convenience. Enjoy a spacious living/dining area, two generously sized bedrooms, a renovated full bath, and a covered front porch perfect for relaxing. The property also includes an attached 1-car garage and sits on a manageable lot close to downtown Lockport, the Erie Canal, parks, and schools. Ideal for first-time buyers or investors

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,526/mo

Real estate (PITI + HOA + PMI)
$1,053
Principal + interest$641
Property tax + insurance$375
PMI / 2nd mortgage$37
Utilities
$837
Heating + cooling$269
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,526/mo TLC
Budget$5,000/mo
Remaining after TLC$3,474/mo
Purchase price
$99,900
Down payment
$4,995 (5%)
Loan amount
$94,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
AFrame
Year built
1900
Lot size
0.12 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,911
MLS #
B1624384
County
Niagara

At a glance

Basement
Garage (1)

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoom
Exterior
ConcreteDriveway
Parking
AttachedGarage
Flooring
Carpet, Laminate, Varies
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14094

MetricThis ZIPCountyUSA
Population48,81519,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density407395
Male23,8099,381,926147,432,321
Female25,0059,969,168151,655,844
Never Married10,0284,946,39163,775,926
Married20,8317,166,701123,120,365
Separated1,6081,159,67312,639,686
Widowed3,0361,110,24515,467,586
Divorced4,0631,210,44823,075,029
Number Of House Hold18,4987,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age37.3836.5335.46
Median House Hold Income$45,740$49,847$48,276
Average House Hold Income$56,367$70,032$63,629
P C I$21,683$26,569$24,529
M D I$39,470$42,210$41,133
A T H E$47,285$54,185$50,898
S T R8.00%4.00%
W C J77.23%81.55%77.74%
(Zip) Code
14094

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/21/2025. Provided courtesy of Park Realty of WNY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.