CCertihomes
64 E Lake Road, Wayland, NY 14826

$399,900

2 beds 2 baths 1,206 sqft Built 191012 days on marketActive

About this home

Turnkey 5-Star Lakefront Cottage! Don’t miss this rare opportunity to own a one-of-a-kind, year-round, fully furnished lakefront cottage with proven short-term rental success with Airbnb! Nestled in a private setting, this beautifully updated home offers three spacious decks with some of the best views on the lake. Inside, you’ll find an open-concept floor plan, cathedral ceilings finished in Georgia wood, and gleaming hardwood floors throughout. The kitchen features new flooring, a new refrigerator & custom cabinetry made from original salvaged windows, adding a unique and charming touch. The upper level includes a loft-style primary bedroom with two closets and lake views. On the main floor, there’s an updated bathroom with a brand-new custom tiled shower. The lower level offers a private en-suite with its own entrance, full bed, half bath, and stand-up shower—perfect for additional guests. Recent updates (2023) include Navien on-demand hot water system, new holding tank & two mini split heating/AC systems. Whether you’re looking for a personal retreat or an income-generating investment, this turnkey cottage is ready to go with everything you need!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,098/mo

Real estate (PITI + HOA + PMI)
$3,678
Principal + interest$2,566
Property tax + insurance$962
PMI / 2nd mortgage$150
Utilities
$945
Heating + cooling$317
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$4,098/mo TLC
Budget$5,000/mo
Remaining after TLC$902/mo
Purchase price
$399,900
Down payment
$19,995 (5%)
Loan amount
$379,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
AFrame, Cottage
Year built
1910
Lot size
0.7007 ac
Stories
0
Heating
Ductless, Electric
Cooling
Ductless
Water
Well
HOA
Annual tax
$6,655
MLS #
R1623736
County
Steuben

At a glance

Air conditioning
Basement
Waterfront

Home features

Appliances
BuiltInRangeBuiltInOvenDryerElectricCooktopPropaneWaterHeaterRefrigeratorWasher
Interior
SeparateFormalLivingRoomLivingDiningRoom
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 14826

MetricThis ZIPCountyUSA
Population2,80519,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density46395
Male1,4089,381,926147,432,321
Female1,3979,969,168151,655,844
Never Married4954,946,39163,775,926
Married1,2137,166,701123,120,365
Separated1201,159,67312,639,686
Widowed1661,110,24515,467,586
Divorced2521,210,44823,075,029
Number Of House Hold9907,102,016111,826,380
Average House Hold Size2.812.642.60
Medial Age36.7036.5335.46
Median House Hold Income$37,737$49,847$48,276
Average House Hold Income$44,656$70,032$63,629
P C I$16,339$26,569$24,529
M D I$33,192$42,210$41,133
A T H E$40,611$54,185$50,898
S T R8.00%4.00%
W C J75.87%81.55%77.74%
(Zip) Code
14826

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/21/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.

64 E Lake Road · Wayland — $399,900 · Certihomes