CCertihomes
4 S Wayne Street, Phelps, NY 14532

$189,900

2 beds 4 baths 4,485 sqft Built 19509 days on marketActive

About this home

Investment Opportunity in the Heart of Phelps! Welcome to 4 South Wayne, a well-maintained 4-unit apartment home located just steps from charming downtown Phelps and convenient public transportation. This versatile property features two spacious one-bedroom apartments and two efficient studio units—ideal for tenants seeking comfort and convenience. Enjoy ample off-street parking with a double driveway, plus a detached garage offering additional storage. The large basement provides even more room for storage or potential common area amenities. Each unit is separately metered for utilities, making management and tenant responsibility straightforward and efficient.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,302/mo

Real estate (PITI + HOA + PMI)
$2,070
Principal + interest$1,218
Property tax + insurance$781
PMI / 2nd mortgage$71
Utilities
$2,423
Heating + cooling$1,062
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,302/mo TLC
Budget$5,000/mo
Remaining after TLC$1,698/mo
Purchase price
$189,900
Down payment
$9,495 (5%)
Loan amount
$180,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Fourplex
Year built
1950
Lot size
0.22 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$5,062
MLS #
R1623413
County
Ontario

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricWaterHeater
Interior
CeilingFansEntranceFoyerStorageNaturalWoodworkBedroomOnMainLevel
Parking
CommonGravelPavedParkingAvailableTwoOrMoreSpaces
Flooring
Carpet, Laminate, Varies
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot, NearPublicTransit, ResidentialLot

Neighborhood — 14532

MetricThis ZIPCountyUSA
Population2,83219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density68395
Male1,4059,381,926147,432,321
Female1,4269,969,168151,655,844
Never Married5434,946,39163,775,926
Married1,3307,166,701123,120,365
Separated671,159,67312,639,686
Widowed1561,110,24515,467,586
Divorced2201,210,44823,075,029
Number Of House Hold1,0337,102,016111,826,380
Average House Hold Size2.732.642.60
Medial Age38.1736.5335.46
Median House Hold Income$49,406$49,847$48,276
Average House Hold Income$54,231$70,032$63,629
P C I$20,072$26,569$24,529
M D I$42,159$42,210$41,133
A T H E$46,194$54,185$50,898
S T R7.13%4.00%
W C J71.97%81.55%77.74%
(Zip) Code
14532

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/22/2025. Provided courtesy of Your Hometown Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.