CCertihomes
782 Smith Street, Buffalo, NY 14206

$91,000

3 beds 1 baths 1,170 sqft Built 19009 days on marketActive

About this home

Freshly Renovated 3-Bedroom / 2-Bathroom Home – Flexible Layout This recently updated, spacious residence offers 3 bedrooms and 2 full bathrooms, with a former dining room easily convertible into a fourth bedroom or home office. Situated in a much-desirable Buffalo neighborhood near Lovejoy, this property combines period character with modern amenities. Property Highlights Fully renovated interior: updated kitchen cabinets, fixtures, and finishes New roof installed in 2022; durable, low-maintenance vinyl siding with long-term warranty Large fenced yard offers great outdoor flexibility Well-suited for owner-occupants or investors—past rent was $1, 450/month Generously sized rooms and versatile layout ideal for a variety of uses Additional Details Ideal mortgage cost versus current comparable rent rates Clean, updated property condition; ready for move-in or leasing Cooperation.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,314/mo

Real estate (PITI + HOA + PMI)
$791
Principal + interest$584
Property tax + insurance$173
PMI / 2nd mortgage$34
Utilities
$924
Heating + cooling$309
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$1,314/mo TLC
Budget$5,000/mo
Remaining after TLC$3,686/mo
Purchase price
$91,000
Down payment
$4,550 (5%)
Loan amount
$86,450
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.05 ac
Stories
2
Heating
Gas, Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
Other, SeeRemarks
HOA
Annual tax
$500
MLS #
B1624347
County
Erie

At a glance

Fireplace

Home features

Appliances
GasWaterHeaterSeeRemarks
Interior
DiningArea
Exterior
SeeRemarks
Parking
NoGarage
Flooring
CeramicTile, Hardwood, Laminate, Varies
Roof
Shingle
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Schools

High
Other - See Remarks

Neighborhood — 14206

MetricThis ZIPCountyUSA
Population22,90219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density4,713395
Male10,8489,381,926147,432,321
Female12,0549,969,168151,655,844
Never Married6,3694,946,39163,775,926
Married7,5057,166,701123,120,365
Separated8571,159,67312,639,686
Widowed2,2941,110,24515,467,586
Divorced1,8951,210,44823,075,029
Number Of House Hold10,2657,102,016111,826,380
Average House Hold Size2.232.642.60
Medial Age39.4736.5335.46
Median House Hold Income$29,809$49,847$48,276
Average House Hold Income$36,589$70,032$63,629
P C I$16,489$26,569$24,529
M D I$26,747$42,210$41,133
A T H E$35,827$54,185$50,898
S T R8.75%4.00%
W C J72.43%81.55%77.74%
(Zip) Code
14206

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/22/2025. Provided courtesy of Homecoin.com via Buffalo MLS. Information deemed reliable but not guaranteed.