CCertihomes
15631 Fire Lane 2, Sterling, NY 13156

$299,900

3 beds 1 baths 1,556 sqft Built 202122 days on marketActive

About this home

Rustic Lakefront Retreat with Endless Potential on Lake Ontario Discover a rare opportunity to own a private, peaceful escape nestled on the shores of Lake Ontario. This charming 3-bedroom, 1-bath cabin is tucked into a wooded .82-acre lot with an impressive 170 feet of waterfront — offering breathtaking views, unmatched privacy, and direct access to the shoreline via a scenic wooded trail. Inside, you’ll find a warm and welcoming space highlighted by knotty pine walls, cathedral ceilings, and an updated kitchen with stainless steel appliances and rich wood countertops. Large windows and sliders invite the outdoors in, framing views of the lake and trees throughout the home. Wake up in the lakeside primary bedroom and step onto the deck with your coffee in hand to greet the morning sun and calming sounds of nature. The full bath is bright and modern, and each bedroom offers a peaceful retreat at the end of the day. On your cooler days you can unwind by the wood burning stove while each window allows you to see and feel your surroundings. Bonus Potential: The lower level offers approximately 450 square feet of unfinished space — perfect for expanding your living area, creating a guest suite, or bringing your lakefront dream to life. With walk-out access and lake views, the possibilities are wide open. Step outside and enjoy the multi-level decking, ideal for entertaining or simply relaxing under the canopy of trees. Follow the private trail down through the woods to your very own stretch of Lake Ontario shoreline — perfect for kayaking, swimming, beachcombing, or watching the sunset. Located just minutes from the Sterling Nature Center, this is more than a property — it’s a lifestyle. Whether you're looking for a personal escape, vacation home, or income-producing getaway, this rare lakeside gem is ready for your vision. **** Town square footage is incorrect. Lower level is partially finished/dug out.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,807/mo

Real estate (PITI + HOA + PMI)
$3,295
Principal + interest$1,924
Property tax + insurance$1,259
PMI / 2nd mortgage$112
Utilities
$1,055
Heating + cooling$373
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$3,807/mo TLC
Budget$5,000/mo
Remaining after TLC$1,193/mo
Purchase price
$299,900
Down payment
$14,995 (5%)
Loan amount
$284,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
ChaletAlpine, Cottage, RaisedRanch
Year built
2021
Lot size
0.82 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Other, SeeRemarks
HOA
Annual tax
$11,122
MLS #
R1624286
County
Cayuga

At a glance

Fireplace
Basement
Waterfront

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
CathedralCeilingsEatInKitchenFurnishedSeparateFormalLivingRoomHotTubSpaSlidingGlassDoorsNaturalWoodwork
Exterior
DirtDrivewayDeckHotTubSpa
Parking
NoGarage
Flooring
Hardwood, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot, RuralLot, Wooded

Neighborhood — 13156

MetricThis ZIPCountyUSA
Population1,39419,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density46395
Male7159,381,926147,432,321
Female6809,969,168151,655,844
Never Married1784,946,39163,775,926
Married7077,166,701123,120,365
Separated491,159,67312,639,686
Widowed911,110,24515,467,586
Divorced1401,210,44823,075,029
Number Of House Hold5557,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age43.0736.5335.46
Median House Hold Income$42,272$49,847$48,276
Average House Hold Income$51,746$70,032$63,629
P C I$20,604$26,569$24,529
M D I$36,562$42,210$41,133
A T H E$44,773$54,185$50,898
S T R8.00%4.00%
W C J76.40%81.55%77.74%
(Zip) Code
13156

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/22/2025. Provided courtesy of RE/MAX Plus via Buffalo MLS. Information deemed reliable but not guaranteed.