CCertihomes
8804 State Route 21, Naples, NY 14512

$119,900

0 beds 0 baths Built 19000 days on marketActive

About this home

Welcome to your next chapter in the heart of the Finger Lakes! Just one mile from Main Street in the charming village of Naples, this 1.5-acre ready-to-build gem offers the perfect blend of convenience and natural beauty. The property once hosted a home that was lost to fire—but all debris has been cleared, and the site is now fully ready for new construction plans! An existing septic system (approved for a 3-bedroom home), a 62' well installed in 2022, and underground 200 amp electric service are already in place—saving you time and money. A spacious U-shaped driveway leads you past mature trees, raised garden beds, a small deck, and even a stone outdoor fireplace—unexpected bonuses that add charm and utility to this already special property. The standout feature is the 16x30 workshop (built in 2020), with a fully wired interior and additional unfinished storage extension. A separate storage shed offers even more flexibility for tools, hobbies, or equipment. Enjoy panoramic views, local wineries, and the peace of mind that comes with a recent survey already on file. Whether you’re building a full-time residence, a weekend getaway, or an investment property, 8804 State Route 21 is a rare find—equal parts prepared and picturesque. Build-ready. Utilities installed. Scenic, serene, and just minutes from town.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$15,065/mo

Real estate (PITI + HOA + PMI)
$3,328
Principal + interest$769
Property tax + insurance$2,514
PMI / 2nd mortgage$45
Utilities
$23,371
Heating + cooling$11,531
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$15,065/mo TLC
Budget$15,565/mo
Remaining after TLC$500/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%

Quick facts

Type
Residential
Style
Year built
1900
Lot size
1.5 ac
Stories
0
Heating
Cooling
Water
Well
HOA
Annual tax
$2,838
MLS #
R1624201
County
Ontario

Home features

Exterior
GravelDriveway
Parking
CircularDrivewayOther
Sewer
SepticTank

Lot features

IrregularLot, Other, ResidentialLot, RuralLot, SeeRemarks, Wooded, Level

Neighborhood — 14512

MetricThis ZIPCountyUSA
Population6,37619,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density67395
Male3,1799,381,926147,432,321
Female3,1979,969,168151,655,844
Never Married1,0944,946,39163,775,926
Married3,0117,166,701123,120,365
Separated1771,159,67312,639,686
Widowed3151,110,24515,467,586
Divorced6161,210,44823,075,029
Number Of House Hold2,3727,102,016111,826,380
Average House Hold Size2.672.642.60
Medial Age40.6436.5335.46
Median House Hold Income$43,027$49,847$48,276
Average House Hold Income$50,779$70,032$63,629
P C I$19,195$26,569$24,529
M D I$37,159$42,210$41,133
A T H E$44,154$54,185$50,898
S T R7.13%4.00%
W C J74.52%81.55%77.74%
(Zip) Code
14512

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/23/2025. Provided courtesy of Elysian Homes by Mark Siwiec and Associates via Buffalo MLS. Information deemed reliable but not guaranteed.

8804 State Route 21 · Naples — $119,900 · Certihomes