CCertihomes
814 Academy Street, Watertown City, NY 13601

$229,900

4 beds 4 baths 3,631 sqft Built 19500 days on marketActive

About this home

Excellent investment opportunity in the heart of Watertown! Located at 814 Academy Street, this 4-unit apartment building offers over 3, 600 square feet of total living space—making it a smart addition to any real estate portfolio. With a low cost per unit and strong potential for positive cash flow, this property is ideal for both new and seasoned investors. Currently generating $2, 775/month ($33, 300/year) in rental income, this property is priced to sell with a cap rate approaching 10%—a rare find in today's market! Two long-term tenants at below market rents means opportunity for additional rental income. Recent improvements include a new roof installed in 2024. One of the units is a near full remodeled unit completed in 2025. Additional interior upgrades across the building include updated some flooring in all units, also completed in 2025. Situated in a convenient and central location, the property is just minutes from local shops, parks, schools, and essential amenities. With its combination of size, location, and upgrades, this multifamily property offers exceptional value and long-term potential. Don’t miss your chance to own a strong income-producing property in Watertown!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,177/mo

Real estate (PITI + HOA + PMI)
$2,076
Principal + interest$1,475
Property tax + insurance$515
PMI / 2nd mortgage$86
Utilities
$2,191
Heating + cooling$946
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,177/mo TLC
Budget$5,000/mo
Remaining after TLC$1,823/mo
Purchase price
$229,900
Down payment
$11,495 (5%)
Loan amount
$218,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Fourplex
Year built
1950
Lot size
0.2043 ac
Stories
2
Heating
Gas, Baseboard, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,879
MLS #
S1622991
County
Jefferson

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterGasWaterHeater
Parking
GravelTwoOrMoreSpaces
Flooring
Carpet, Laminate, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/23/2025. Provided courtesy of Keller Williams Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.