CCertihomes
11 Kearney Street, Oneonta, NY 13820

$1,025

1 beds 1 baths 3,692 sqft Built 19000 days on marketActive

About this home

11 Kearney St, Apt 3 is a well-maintained second-floor unit remodeled in fall 2022 with updates to the kitchen, bathroom, and flooring. It features a galley-style kitchen, and the bathroom is located off the bedroom. Coin-operated laundry is available in the basement. The tenant pays for electric only (and internet/cable, if desired); heat and trash removal are included in the rent. Conveniently located near the West End and downtown Oneonta, the apartment is in good condition, ready to move in. The lease term is one year; application with credit and income checks is required. No pets and no smoking allowed.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,367/mo

Real estate (PITI + HOA + PMI)
$165
Principal + interest$7
Property tax + insurance$158
Utilities
$2,221
Heating + cooling$961
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,367/mo TLC
Budget$5,000/mo
Remaining after TLC$3,633/mo
Purchase price
$1,025
Down payment
$51 (5%)
Loan amount
$974
APR
7.15%

Quick facts

Type
Apartment
Style
MultiFamily
Year built
1900
Lot size
0.14 ac
Stories
0
Heating
Radiators
Cooling
Water
HOA
Annual tax
MLS #
R1624831
County
Otsego

At a glance

Basement

Home features

Exterior
BlacktopDriveway
Parking
OffStreetOnStreet

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Listing information last refreshed 7/23/2025. Provided courtesy of Oneonta Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.