CCertihomes
7 Kathleen Drive, Oswego, NY 13126

$549,900

4 beds 3 baths 2,956 sqft Built 199223 days on marketActive

About this home

Experience this exceptional, one-owner, custom-built home crafted with the highest quality throughout. Begin your tour at the stunning, magazine-worthy front porch that welcomes you into a soaring two-story foyer. To your right, discover a bright, formal living room adorned with a tray ceiling and lots of natural light. Adjacent is a formal dining room for all your entertaining needs. The kitchen features modern, newer appliances and a cozy breakfast nook. The spacious family room features a gas fireplace and sliding doors that open to a breathtaking backyard oasis, complete with a large deck and gazebo. Enjoy your private heated in-ground swimming pool, complemented by a professionally designed low-maintenance landscape, and a large shed for all your outdoor storage needs. Upstairs, a versatile bonus bedroom above the garage offers additional living space. The luxurious primary suite showcases tray ceilings, a relaxing whirlpool tub, a custom walk-in closet, and a fully renovated ensuite with double sinks and a tiled shower. Two generously sized bedrooms and a full bath complete the second floor. The main level features a large office with elegant French doors, a convenient half bath, and a first-floor laundry for maximum convenience. The oversized, heated two-car finished garage makes parking in inclement weather effortless. The high, dry basement offers an ideal space for a home gym or an additional living area. The basement also features a dedicated workshop for all your home improvement projects, as well as an extra-wide, large staircase with double steel doors that lead into the garage, ensuring easy access. This well-maintained premium home offers unmatched quality and value!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,881/mo

Real estate (PITI + HOA + PMI)
$5,019
Principal + interest$3,528
Property tax + insurance$1,285
PMI / 2nd mortgage$206
Utilities
$1,926
Heating + cooling$800
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$5,881/mo TLC
Budget$6,381/mo
Remaining after TLC$500/mo
Purchase price
$549,900
Down payment
$27,495 (5%)
Loan amount
$522,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, Traditional
Year built
1992
Lot size
0.75 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$8,051
MLS #
S1624446
County
Oswego

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
BuiltInRangeBuiltInOvenDryerDishwasherGasCooktopDisposalGasWaterHeaterWasher
Interior
CathedralCeilingsDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomPullDownAtticStairsSlidingGlassDoorsSkylightsBathInPrimaryBedroomWorkshop
Exterior
BlacktopDrivewayDeckPool
Parking
AttachedGarageHeatedGarageDriveway
Pool
InGround
Flooring
Carpet, Hardwood, LuxuryVinyl, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Kingsford Park Elementary
Middle
Oswego Middle
High
Oswego High

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/23/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.