CCertihomes
24 Patrick Drive, Hammond, NY 13646

$310,000

4 beds 1 baths 1,100 sqft Built 20220 days on marketActive

About this home

Welcome to Black Lake! This cute and cozy cabin sits on a wooded lot with privacy from neighbors. The cabin features two bedrooms and two loft sleeping areas, a wonderful open concept living space with expansive views of the lake. There's a screened porch for enjoying company on those warm summer evenings. Cabin comes with most furnishings included and is fully insulated with electric baseboard for heat on those cooler spring/fall evenings. Outside you will find a storage shed and a large deck areas overlooking the water. Going down the stairs, you will find a dock for your boat. Seller will be leaving red kayak so that you can start enjoying the water immediately.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,307/mo

Real estate (PITI + HOA + PMI)
$2,926
Principal + interest$1,989
Property tax + insurance$821
PMI / 2nd mortgage$116
Utilities
$814
Heating + cooling$259
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$3,307/mo TLC
Budget$5,000/mo
Remaining after TLC$1,693/mo
Purchase price
$310,000
Down payment
$15,500 (5%)
Loan amount
$294,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cabin
Year built
2022
Lot size
1.9 ac
Stories
1
Heating
Electric, Baseboard
Cooling
Water
Well
HOA
Annual tax
$5,975
MLS #
S1624900
County
St Lawrence

At a glance

Waterfront

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
EatInKitchenGreatRoomBedroomOnMainLevel
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Hardwood, Laminate, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot, Wooded

Neighborhood — 13646

MetricThis ZIPCountyUSA
Population2,40719,351,094299,088,112
Population Change Since199014.00%8.00%20.00%
Population Density19395
Male1,2099,381,926147,432,321
Female1,1989,969,168151,655,844
Never Married4154,946,39163,775,926
Married1,1647,166,701123,120,365
Separated471,159,67312,639,686
Widowed1431,110,24515,467,586
Divorced1431,210,44823,075,029
Number Of House Hold8617,102,016111,826,380
Average House Hold Size2.802.642.60
Medial Age37.4736.5335.46
Median House Hold Income$35,832$49,847$48,276
Average House Hold Income$43,443$70,032$63,629
P C I$15,540$26,569$24,529
M D I$31,579$42,210$41,133
A T H E$39,916$54,185$50,898
S T R7.00%4.00%
W C J80.53%81.55%77.74%
(Zip) Code
13646

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/23/2025. Provided courtesy of Good Morning Realty via Buffalo MLS. Information deemed reliable but not guaranteed.