CCertihomes
14 Willow Street, Rochester, NY 14606

$119,900

4 beds 2 baths 1,226 sqft Built 19281 days on marketActive

About this home

This move-in-ready 4-bedroom home offers space, character, and updates in a peaceful setting. Step through the enclosed front porch into a freshly painted interior with a large living room, formal dining room, and a flexible wood-paneled bonus room that works perfectly as a bedroom or home office. The kitchen features modern vinyl flooring, new countertops, a tiled backsplash, and a warm mix of wood cabinetry and brick accents. Upstairs you'll find three bedrooms and a clean, full bathroom with new flooring. The basement includes laundry with washer & dryer, a half bath, and a workbench area—great for storage or projects. The home sits on a deep, shaded lot with a large backyard and a detached 2-car garage, offering rare space and privacy. The TRANSFERABLE Certificate of Occupancy adds extra peace of mind, making this a great choice for owner-occupants or investors alike. Delayed negotiations till 7/29/2025 3pm

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,712/mo

Real estate (PITI + HOA + PMI)
$1,178
Principal + interest$769
Property tax + insurance$364
PMI / 2nd mortgage$45
Utilities
$965
Heating + cooling$328
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,712/mo TLC
Budget$5,000/mo
Remaining after TLC$3,288/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1928
Lot size
0.1853 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,457
MLS #
R1624792
County
Monroe

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
OtherSeeRemarks
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Other, SeeRemarks
Sewer
Connected

Lot features

CulDeSac, NearPublicTransit, Rectangular, RectangularLot

Neighborhood — 14606

MetricThis ZIPCountyUSA
Population27,46419,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density2,618395
Male13,1419,381,926147,432,321
Female14,3239,969,168151,655,844
Never Married6,8234,946,39163,775,926
Married9,4767,166,701123,120,365
Separated1,2501,159,67312,639,686
Widowed1,5611,110,24515,467,586
Divorced2,3991,210,44823,075,029
Number Of House Hold10,6387,102,016111,826,380
Average House Hold Size2.572.642.60
Medial Age35.3036.5335.46
Median House Hold Income$39,988$49,847$48,276
Average House Hold Income$45,572$70,032$63,629
P C I$17,728$26,569$24,529
M D I$34,893$42,210$41,133
A T H E$41,094$54,185$50,898
S T R8.00%4.00%
W C J71.99%81.55%77.74%
(Zip) Code
14606

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/23/2025. Provided courtesy of Goodman Realty via Buffalo MLS. Information deemed reliable but not guaranteed.