CCertihomes
1650 Saint Agnes Avenue, Utica, NY 13501

$184,900

3 beds 1 baths 1,196 sqft Built 19309 days on marketActive

About this home

Charming East Utica bungalow offering comfort, updates, and convenience! This 3-bedroom, 1-bath home features hardwood floors, an eat-in kitchen plus formal dining & a bonus finished space in the basement ideal for a home office or game room. Enjoy peace of mind with recent upgrades including a 3 year old roof & a brand new hot water tank!Outside enjoy a freshly stained large front porch & a private backyard—perfect for relaxing or entertaining. Stay cool all summer with central air. The home also boasts seamless gutters, vinyl siding w/wrapped windows and a basement waterproofing system. Don't miss the massive unfinished attic space with endless possibilities for expansion or storage.Location is just minutes from the heart of Utica, Mohawk Valley Comm College, Utica University, local shops, and wonderful dining!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,282/mo

Real estate (PITI + HOA + PMI)
$1,759
Principal + interest$1,186
Property tax + insurance$504
PMI / 2nd mortgage$69
Utilities
$1,001
Heating + cooling$351
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,282/mo TLC
Budget$5,000/mo
Remaining after TLC$2,718/mo
Purchase price
$184,900
Down payment
$9,245 (5%)
Loan amount
$175,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, Ranch
Year built
1930
Lot size
0.0946 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$3,464
MLS #
S1624950
County
Oneida

At a glance

Air conditioning
Basement

Home features

Appliances
BuiltInRangeBuiltInOvenDishwasherElectricCooktopGasWaterHeater
Interior
SeparateFormalDiningRoomEatInKitchenStorageMainLevelPrimary
Exterior
BlacktopDrivewayFence
Parking
NoGarage
Flooring
Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13501

MetricThis ZIPCountyUSA
Population34,02319,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density3,886395
Male16,0739,381,926147,432,321
Female17,9509,969,168151,655,844
Never Married9,1824,946,39163,775,926
Married10,9627,166,701123,120,365
Separated1,8791,159,67312,639,686
Widowed3,3331,110,24515,467,586
Divorced2,2481,210,44823,075,029
Number Of House Hold13,1277,102,016111,826,380
Average House Hold Size2.462.642.60
Medial Age37.6036.5335.46
Median House Hold Income$26,836$49,847$48,276
Average House Hold Income$41,657$70,032$63,629
P C I$17,125$26,569$24,529
M D I$24,413$42,210$41,133
A T H E$38,505$54,185$50,898
S T R9.00%4.00%
W C J81.89%81.55%77.74%
(Zip) Code
13501

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/23/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.