CCertihomes
139 Southside Drive, Oneonta, NY 13820

$185,000

3 beds 1 baths 1,406 sqft Built 19101 days on marketActive

About this home

What a gorgeous home! Gleaming hardwood floors, beautiful sunny living and dining rooms. Enclosed porch. Home is freshly painted, new heating system , and well pump! A beautiful home with lovely yard and detached garage. This is a Fannie Mae Homepath home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$11,644/mo

Real estate (PITI + HOA + PMI)
$11,072
Principal + interest$1,187
Property tax + insurance$9,816
PMI / 2nd mortgage$69
Utilities
$1,099
Heating + cooling$400
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$11,644/mo TLC
Budget$12,144/mo
Remaining after TLC$500/mo
Purchase price
$185,000
Down payment
$9,250 (5%)
Loan amount
$175,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1910
Lot size
0.47 ac
Stories
2
Heating
Oil, HotWater
Cooling
Water
Well
HOA
Annual tax
$115,100
MLS #
R1625113
County
Otsego

At a glance

Basement
Garage (2)

Home features

Appliances
ElectricWaterHeater
Interior
CountryKitchenOtherSeeRemarks
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies
Sewer
SepticTank

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/23/2025. Provided courtesy of Greene County Realty via Buffalo MLS. Information deemed reliable but not guaranteed.