CCertihomes
1706 County Highway 48, Oneonta, NY 13820

$275,000

3 beds 2 baths 1,450 sqft Built 19891 days on marketActive

About this home

RANCH on ACRES in ONEONTA SCHOOL DISTRICT. This 3 BD 2 BA has it all: eat-in kitchen, hot tub, above ground pool, enclosed breezeway between home and two car garage, private back patio, deck, and circular drive. The basement is partially finished with an exercise room, playroom and office. Be in the country with minutes access to all local amenities. Could also make a great baseball rental with its close proximity to the West End of town.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,102/mo

Real estate (PITI + HOA + PMI)
$2,552
Principal + interest$1,765
Property tax + insurance$684
PMI / 2nd mortgage$103
Utilities
$1,123
Heating + cooling$412
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,102/mo TLC
Budget$5,000/mo
Remaining after TLC$1,898/mo
Purchase price
$275,000
Down payment
$13,750 (5%)
Loan amount
$261,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
ModularPrefab, Ranch
Year built
1989
Lot size
4.31 ac
Stories
1
Heating
Oil, Baseboard, HotWater
Cooling
Water
Well
HOA
Annual tax
$4,539
MLS #
R1624949
County
Otsego

At a glance

Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
CeilingFansCathedralCeilingsEntranceFoyerEatInKitchenSeparateFormalLivingRoomKitchenIslandBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarage
Flooring
Laminate, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/23/2025. Provided courtesy of Benson Agency Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.