CCertihomes
23 Gerald Avenue, Busti, NY 14750

$50,000

3 beds 1 baths 1,064 sqft Built 19200 days on marketActive

About this home

This small cottage-style home on a peaceful street awaits your creative touch! This home sits near the lake and has an open concept living area with 3 bedrooms and 1 bathroom upstairs. It offers endless renovation potential and is priced to move! This home features and newer roof and hot water tank. Currently generating rental income, it's perfect for investors or those dreaming of creating their ideal getaway retreat near Chautauqua Lake!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,245/mo

Real estate (PITI + HOA + PMI)
$701
Principal + interest$321
Property tax + insurance$361
PMI / 2nd mortgage$19
Utilities
$903
Heating + cooling$282
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$1,245/mo TLC
Budget$5,000/mo
Remaining after TLC$3,755/mo
Purchase price
$50,000
Down payment
$2,500 (5%)
Loan amount
$47,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, HistoricAntique
Year built
1920
Lot size
0.0427 ac
Stories
2
Heating
Gas, SpaceHeater, Stove
Cooling
Water
Connected, Public
HOA
Annual tax
$3,253
MLS #
R1623312
County
Chautauqua

Home features

Appliances
AppliancesNegotiableGasWaterHeater
Interior
KitchenFamilyRoomComboLivingDiningRoomOtherSeeRemarks
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Carpet, Laminate, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14750

MetricThis ZIPCountyUSA
Population3,62319,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density296395
Male1,7249,381,926147,432,321
Female1,8989,969,168151,655,844
Never Married6024,946,39163,775,926
Married1,6957,166,701123,120,365
Separated791,159,67312,639,686
Widowed2741,110,24515,467,586
Divorced3961,210,44823,075,029
Number Of House Hold1,5327,102,016111,826,380
Average House Hold Size2.362.642.60
Medial Age44.2536.5335.46
Median House Hold Income$43,749$49,847$48,276
Average House Hold Income$61,376$70,032$63,629
P C I$25,953$26,569$24,529
M D I$38,099$42,210$41,133
A T H E$50,189$54,185$50,898
S T R8.00%4.00%
W C J78.83%81.55%77.74%
(Zip) Code
14750

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/24/2025. Provided courtesy of Walrod Realty via Buffalo MLS. Information deemed reliable but not guaranteed.