CCertihomes
10424 Riggerman Road, Russia, NY 13438

$719,000

3 beds 2 baths 2,300 sqft Built 20050 days on marketActive

About this home

ADIRONDACK FOOTHILLS RETREAT WITH INCOME POTENTIAL EXCEPTIONAL RECREATIONAL COMPOUND - minutes to Hinkley Reservoir. Two generously sized bedrooms and a large loft offering space for 16 guests in the main house, 2 full baths & laundry! Screened 16x16 deck offers a spot to unwind & enjoy the beauty of the surrounding nature, with a hot tub, and grounds incl. 2 cabins that sleep 5 and an RV electric hookup. All backed up by a Stand by generator. PRIME LOCATION - Nestled in the western foothills of the Adirondacks, this property offers the perfect blend of privacy and accessibility. Close to snowmobile trails and 3.5 miles from the public boat launch at Hinckley Reservoir, you'll enjoy year-round recreation at your doorstep. MULTI-STRUCTURE OPPORTUNITY - Main house with loft accommodates up to 16 guests, plus two additional cabins sleeping 5 each, and designated RV area. Perfect for family compound, vacation rental business, or hunting/fishing lodge. Along with a 36x60 high roof pole barn with a 14'x14' overhead door, man door and electric. OUTDOOR ENTHUSIAST'S PARADISE - Minutes to 2, 880-acre Hinckley Reservoir offering boating, fishing, swimming, and water sports. Direct access to snowmobile trails for winter recreation. Great hunting; deer, bear, turkey and small game in the surrounding area. INVESTMENT POTENTIAL - Established rental property with multiple income streams. Unique luxurious Adirondack cabin rentals on the snowmobile trails, Hinckley Reservoir and West Canada Creek are in high demand in this area. CONVENIENT ACCESS - 30 minutes from Utica, providing easy access to urban amenities while maintaining rural tranquility. This turnkey recreational property offers immediate income potential or the perfect family retreat in one of New York's most beautiful recreational areas. Don't miss this rare opportunity to own a piece of this Adirondack paradise!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,151/mo

Real estate (PITI + HOA + PMI)
$4,642
Principal + interest$3,261
Property tax + insurance$1,111
PMI / 2nd mortgage$270
Utilities
$1,365
Heating + cooling$528
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,151/mo TLC
Budget$5,651/mo
Remaining after TLC$500/mo
Purchase price
$719,000
Down payment
$35,950 (5%)
Loan amount
$683,050
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Cabin, TwoStory
Year built
2005
Lot size
105 ac
Stories
2
Heating
Propane, Wood, ForcedAir, Gravity, Stove, WallFurnace
Cooling
CentralAir
Water
Well
HOA
Annual tax
$4,485
MLS #
S1622474
County
Herkimer

At a glance

Air conditioning
Fireplace
Garage (8)

Home features

Appliances
DoubleOvenDryerDishwasherExhaustFanMicrowavePropaneWaterHeaterRangeRangeHoodTanklessWaterHeaterWineCoolerWasher
Interior
BreakfastBarCeilingFansCathedralCeilingsEatInKitchenFrenchDoorsAtriumDoorsCountryKitchenKitchenIslandWalkInPantryNaturalWoodworkBedroomOnMainLevelLoftMainLevelPrimaryPrimarySuiteProgrammableThermostat
Exterior
DeckGravelDrivewayPropaneTankLeased
Parking
DetachedElectricityGarageDriveway
Flooring
Tile, Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot, Other, RuralLot, SeeRemarks, Wooded

Neighborhood — 13438

MetricThis ZIPCountyUSA
Population1,80119,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density19395
Male9209,381,926147,432,321
Female8819,969,168151,655,844
Never Married2914,946,39163,775,926
Married9167,166,701123,120,365
Separated601,159,67312,639,686
Widowed841,110,24515,467,586
Divorced1321,210,44823,075,029
Number Of House Hold6957,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age41.5436.5335.46
Median House Hold Income$41,874$49,847$48,276
Average House Hold Income$53,014$70,032$63,629
P C I$20,461$26,569$24,529
M D I$36,597$42,210$41,133
A T H E$45,485$54,185$50,898
S T R9.00%4.00%
W C J81.97%81.55%77.74%
(Zip) Code
13438

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/24/2025. Provided courtesy of Eagle River Realty, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.