CCertihomes
514 Academy Street, Fulton, NY 13069

$150,000

3 beds 2 baths 1,209 sqft Built 194816 days on marketActive

About this home

Introducing this lovely ranch in the city of Fulton, 514 Academy St! Situated on a corner lot, close to the schools & easy access to the highway! This three-bedroom homes boasts over 1, 200 SQFT with room to grow! Enjoy the convenience of two separate driveways! Enter through the LARGE living room offering plenty of natural light with wood burning fireplace & mantel! The dining area combined with the kitchen makes entertaining easy! Kitchen features a breakfast bar, pantry & gas stove! The bedrooms have lots of closet space including the MASSIVE primary bedroom! Bathroom has been updated with new vanity, fixtures & tub! The basement is partially finished with two potential bedrooms, an extra living room & half-finished bathroom in the mechanical room! The furnace & central air was installed in 2021! New windows minus living room were installed in 2017! With enough TLC this home could be the PERFECT starter home or addition to your investment portfolio!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,122/mo

Real estate (PITI + HOA + PMI)
$1,555
Principal + interest$962
Property tax + insurance$537
PMI / 2nd mortgage$56
Utilities
$1,026
Heating + cooling$345
Internet + TV + phone$170
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$170
$2,122/mo TLC
Budget$5,000/mo
Remaining after TLC$2,878/mo
Purchase price
$150,000
Down payment
$7,500 (5%)
Loan amount
$142,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1948
Lot size
0.0881 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,236
MLS #
S1620206
County
Oswego

At a glance

Basement

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
DiningAreaSeparateFormalLivingRoomLivingDiningRoomPantryMainLevelPrimary
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Carpet, Hardwood, Tile, Varies, Vinyl
Roof
Metal
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Schools

High
G. Ray Bodley High

Neighborhood — 13069

MetricThis ZIPCountyUSA
Population26,70119,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density227395
Male13,1419,381,926147,432,321
Female13,5609,969,168151,655,844
Never Married5,6464,946,39163,775,926
Married11,3087,166,701123,120,365
Separated1,1181,159,67312,639,686
Widowed1,3331,110,24515,467,586
Divorced2,1831,210,44823,075,029
Number Of House Hold9,7937,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age36.6036.5335.46
Median House Hold Income$40,582$49,847$48,276
Average House Hold Income$51,502$70,032$63,629
P C I$19,258$26,569$24,529
M D I$35,418$42,210$41,133
A T H E$44,552$54,185$50,898
S T R8.00%4.00%
W C J76.00%81.55%77.74%
(Zip) Code
13069

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/24/2025. Provided courtesy of Coldwell Banker Prime Prop, Inc via Buffalo MLS. Information deemed reliable but not guaranteed.