CCertihomes
104 W Summit Street, Busti, NY 14750

$789,900

3 beds 2 baths 2,282 sqft Built 19401 days on marketActive

About this home

Welcome to this charming, Cape Cod-style home nestled on the serene shores of Chautauqua Lake. Boasting 80 ft of pristine lakefront, this property offers breathtaking views and a tranquil retreat from the hustle and bustle of everyday life. The main floor features a spacious eat-in kitchen, the heart of the home, with elegant wood floors and an abundance of cabinets for all your storage needs. Sliding glass doors lead out to a deck, ideal for enjoying meals while overlooking the stunning lake. The laundry room is equipped with plenty of cabinets, ample counter space, and sinks, designed for convenience and efficiency. The main floor also includes a bedroom with wall to wall carpet and a full bath featuring a walk-in shower, clawed bath tub and tile flooring, offering comfort and accessibility. The formal dining room is adorned with a window seat, providing charm and completed with wall to wall carpeting for a warm and inviting ambiance. The living room invites relaxation by the gas fireplace (unused for sometime) and features a built-in bookcase, along with wall to wall carpet. The sunroom allows you to experience the beauty of the lake through floor-to ceiling windows, perfect for entertaining or unwinding. Upstairs the second floor accommodates a spacious primary bedroom and a second guest bedroom, providing cozy retreats for rest and relaxation. The guest bathroom includes walk-in shower and tile flooring. Additional features include a walk-out basement offering plenty of storage space, with easy access to the yard and lakefront for outdoor activities and enjoyment, and an attached 2 car garage that provides secure parking and additional storage options. This charming Cape Cod home on Chautauqua Lake is being sold fully furnished (with some exclusions), including 2 refrigerators (one in the kitchen and the second in the garage), the wooden dock and boat lift. It is a perfect blend of classic style and modern convenience. Whether you're seeking a year-round residence or a seasonal getaway, this property promises comfort, beauty, and endless opportunities for lakeside living.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,526/mo

Real estate (PITI + HOA + PMI)
$5,956
Principal + interest$3,583
Property tax + insurance$2,077
PMI / 2nd mortgage$296
Utilities
$1,509
Heating + cooling$585
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$6,526/mo TLC
Budget$7,026/mo
Remaining after TLC$500/mo
Purchase price
$789,900
Down payment
$39,495 (5%)
Loan amount
$750,405
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1940
Lot size
0.4224 ac
Stories
0
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$15,336
MLS #
R1624659
County
Chautauqua

At a glance

Fireplace
Garage (2)
Waterfront

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
SeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomBedroomOnMainLevel
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14750

MetricThis ZIPCountyUSA
Population3,62319,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density296395
Male1,7249,381,926147,432,321
Female1,8989,969,168151,655,844
Never Married6024,946,39163,775,926
Married1,6957,166,701123,120,365
Separated791,159,67312,639,686
Widowed2741,110,24515,467,586
Divorced3961,210,44823,075,029
Number Of House Hold1,5327,102,016111,826,380
Average House Hold Size2.362.642.60
Medial Age44.2536.5335.46
Median House Hold Income$43,749$49,847$48,276
Average House Hold Income$61,376$70,032$63,629
P C I$25,953$26,569$24,529
M D I$38,099$42,210$41,133
A T H E$50,189$54,185$50,898
S T R8.00%4.00%
W C J78.83%81.55%77.74%
(Zip) Code
14750

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/24/2025. Provided courtesy of Real Estate Advantage via Buffalo MLS. Information deemed reliable but not guaranteed.