CCertihomes
971 Dug Road, Deposit, NY 13754

$369,000

4 beds 3 baths 1,665 sqft Built 19001 days on marketActive

About this home

THERE'S NO PLACE LIKE HOME ON THE DELAWARE RIVER! This charming farmhouse with beautiful river and mountain views has more to offer than the usual, including a year-round guest house and an oversized garage with mature maple and oak trees, a garden and perennials all on 1.69 acres. The riverside is park-like with smooth river access! Easy in and out with a boat! The farmhouse is all about facing the river with a true wraparound porch and a covered BALCONY off the main bedroom! The living room has French doors and a woodstove to cozy up to as you watch the Bald Eagles fly by. The country kitchen features a large Hoosier and a pass-through window into the formal dining room. Both houses have gorgeous wood flooring throughout. So many opportunities! MAKE YOUR DREAMS COME TRUE!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,647/mo

Real estate (PITI + HOA + PMI)
$3,126
Principal + interest$2,368
Property tax + insurance$620
PMI / 2nd mortgage$138
Utilities
$1,138
Heating + cooling$421
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$3,647/mo TLC
Budget$5,000/mo
Remaining after TLC$1,353/mo
Purchase price
$369,000
Down payment
$18,450 (5%)
Loan amount
$350,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, Farmhouse, TwoStory, Traditional
Year built
1900
Lot size
1.69 ac
Stories
2
Heating
Gas, Wood, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,663
MLS #
R1625128
County
Delaware

At a glance

Fireplace
Basement
Garage (1)
Waterfront

Home features

Appliances
DryerFreezerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomCountryKitchenPullDownAtticStairsStorage
Exterior
BalconyDirtDrivewayGravelDriveway
Community
TrailsPaths
Parking
DetachedGarageGarageDoorOpener
Flooring
Hardwood, Varies, Vinyl
Sewer
SepticTank

Lot features

IrregularLot, RuralLot

Schools

Elementary
Deposit Elementary
High
Deposit Middle-Senior High

Neighborhood — 13754

MetricThis ZIPCountyUSA
Population1,83319,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density22395
Male9159,381,926147,432,321
Female9189,969,168151,655,844
Never Married3314,946,39163,775,926
Married8447,166,701123,120,365
Separated521,159,67312,639,686
Widowed1541,110,24515,467,586
Divorced1111,210,44823,075,029
Number Of House Hold6967,102,016111,826,380
Average House Hold Size2.632.642.60
Medial Age40.9236.5335.46
Median House Hold Income$35,640$49,847$48,276
Average House Hold Income$44,774$70,032$63,629
P C I$17,014$26,569$24,529
M D I$31,599$42,210$41,133
A T H E$40,704$54,185$50,898
S T R8.00%4.00%
W C J80.00%81.55%77.74%
(Zip) Code
13754

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/24/2025. Provided courtesy of Joanne McGibney Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.