CCertihomes
7413 State Street Road, Throop, NY 13021

$309,900

4 beds 1 baths 1,403 sqft Built 193023 days on marketActive

About this home

Discover Your Future in this Charming Throop Residence. A Home with a Heart, Ready for its Next Chapter. Nestled on a picturesque one-acre lot in the welcoming community of Throop, this delightful 4-bedroom, 1-bathroom home at 7413 State Street Rd. is a rare find. Meticulously maintained by the same owners for the past four decades, this property exudes a warmth and character that is immediately apparent. It's an ideal setting for first-time homebuyers or a young family looking to plant their roots in a friendly, rural corner of Cayuga County.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,341/mo

Real estate (PITI + HOA + PMI)
$2,832
Principal + interest$1,988
Property tax + insurance$728
PMI / 2nd mortgage$116
Utilities
$1,060
Heating + cooling$377
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,341/mo TLC
Budget$5,000/mo
Remaining after TLC$1,659/mo
Purchase price
$309,900
Down payment
$15,495 (5%)
Loan amount
$294,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1930
Lot size
1 ac
Stories
0
Heating
Gas, HeatPump, HotWater
Cooling
HeatPump, CentralAir
Water
Connected, Public
HOA
Annual tax
$4,725
MLS #
S1625324
County
Cayuga

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
ElectricCooktopElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigerator
Interior
GalleyKitchenOtherQuartzCountersSeeRemarks
Exterior
BlacktopDrivewayDeck
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/24/2025. Provided courtesy of Hunt Real Estate Era via Buffalo MLS. Information deemed reliable but not guaranteed.