CCertihomes
136 Hoyt Street, Dunkirk, NY 14048

$179,900

4 beds 2 baths 1,880 sqft Built 19000 days on marketActive

About this home

EXCELLENT OPPORTUNITY to own this wonderful, two-family home; ideal for owner occupancy with income to assist with expenses, or strictly income property. Lower, spacious, two bedroom offering a formal dining room, large living room, enclosed, front porch, kitchen, full bathroom, and laundry facilities available. Second apartment has a spacious living room, large, eat-in, updated kitchen, full bathroom, two bedrooms with closets, and a laundry room. Newer flooring. Special features include leaded glass window, hardwood flooring, newer vinyl windows, vinyl siding, and newer boiler. Driveway and detached 1.5 car garage. Fenced in yard. Quiet, dead end street. Don't wait on this one!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,378/mo

Real estate (PITI + HOA + PMI)
$1,702
Principal + interest$1,154
Property tax + insurance$481
PMI / 2nd mortgage$67
Utilities
$1,303
Heating + cooling$502
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,378/mo TLC
Budget$5,000/mo
Remaining after TLC$2,622/mo
Purchase price
$179,900
Down payment
$8,995 (5%)
Loan amount
$170,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1900
Lot size
0.1148 ac
Stories
2
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$2,886
MLS #
R1624886
County
Chautauqua

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
NaturalWoodwork
Exterior
FullyFencedPrivateYardSeeRemarks
Parking
ConcreteGravelTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14048

MetricThis ZIPCountyUSA
Population17,04319,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density719395
Male8,5889,381,926147,432,321
Female8,4559,969,168151,655,844
Never Married4,6544,946,39163,775,926
Married5,9287,166,701123,120,365
Separated9261,159,67312,639,686
Widowed1,3161,110,24515,467,586
Divorced1,3181,210,44823,075,029
Number Of House Hold6,2787,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age34.9636.5335.46
Median House Hold Income$32,499$49,847$48,276
Average House Hold Income$44,258$70,032$63,629
P C I$17,366$26,569$24,529
M D I$28,953$42,210$41,133
A T H E$40,331$54,185$50,898
S T R8.00%4.00%
W C J76.14%81.55%77.74%
(Zip) Code
14048

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/25/2025. Provided courtesy of Premier Realty & Investments via Buffalo MLS. Information deemed reliable but not guaranteed.