CCertihomes
163 Main Street, Cohoes, NY 12047

$175,000

6 beds 2 baths 2,160 sqft Built 18800 days on marketActive

About this home

163 Main Street in Cohoes, NY offers a unique opportunity to restore a charming property in the heart of a revitalizing historic district. This property features two, three-bedroom, one-bathroom units, with recently upgraded roof and hot water tanks, and furnace. This spacious building, requiring only minor repairs, is located in the Downtown Cohoes Historic District—an area recently awarded $10 million through New York State’s Downtown Revitalization Initiative. The neighborhood is rich in cultural heritage, home to landmarks like the Cohoes Music Hall and City Hall, and is undergoing significant infrastructure upgrades to enhance walkability and community appeal. With easy access to public transportation, close proximity to Albany, and nearby attractions like Falls View Park, the location supports both comfortable living and long-term investment potential. Cohoes is experiencing a surge in new businesses and community pride, making this property ideal for owner-occupants or investors looking to be part of the city’s economic and cultural comeback.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,537/mo

Real estate (PITI + HOA + PMI)
$1,797
Principal + interest$1,123
Property tax + insurance$608
PMI / 2nd mortgage$66
Utilities
$1,422
Heating + cooling$558
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$2,537/mo TLC
Budget$5,000/mo
Remaining after TLC$2,463/mo
Purchase price
$175,000
Down payment
$8,750 (5%)
Loan amount
$166,250
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1880
Lot size
0.0557 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,326
MLS #
S1625561
County
Albany

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Parking
Garage
Flooring
Laminate, LuxuryVinyl, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 12047

MetricThis ZIPCountyUSA
Population18,75419,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density1,834395
Male8,8399,381,926147,432,321
Female9,9159,969,168151,655,844
Never Married4,9204,946,39163,775,926
Married6,8067,166,701123,120,365
Separated8361,159,67312,639,686
Widowed1,4421,110,24515,467,586
Divorced1,4581,210,44823,075,029
Number Of House Hold8,1947,102,016111,826,380
Average House Hold Size2.252.642.60
Medial Age38.1836.5335.46
Median House Hold Income$39,989$49,847$48,276
Average House Hold Income$50,950$70,032$63,629
P C I$23,141$26,569$24,529
M D I$34,880$42,210$41,133
A T H E$44,190$54,185$50,898
S T R8.00%4.00%
W C J74.79%81.55%77.74%
(Zip) Code
12047

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/25/2025. Provided courtesy of Miner Realty & Prop Management via Buffalo MLS. Information deemed reliable but not guaranteed.