CCertihomes
146 River Street, Rome, NY 13440

$99,000

3 beds 2 baths 2,000 sqft Built 18800 days on marketActive

About this home

Charming 2-story home located on a quiet neighborhood street in the heart of Rome! This 3-bedroom, 2-bathroom home offers spacious living with over 2, 400 sq ft of interior space. Featuring an eat-in kitchen, large living room, and a flexible floor plan perfect for entertaining or relaxing. Close to shopping, restaurants, and parks. Great opportunity for owner-occupants or investors!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,884/mo

Real estate (PITI + HOA + PMI)
$1,131
Principal + interest$635
Property tax + insurance$459
PMI / 2nd mortgage$37
Utilities
$1,397
Heating + cooling$549
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,884/mo TLC
Budget$5,000/mo
Remaining after TLC$3,116/mo
Purchase price
$99,000
Down payment
$4,950 (5%)
Loan amount
$94,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1880
Lot size
0.14 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
NotConnected, Public
HOA
Annual tax
$3,437
MLS #
S1625657
County
Oneida

Home features

Appliances
GasWaterHeater
Interior
EatInKitchenSeparateFormalLivingRoom
Exterior
SeeRemarks
Parking
NoGarage
Flooring
Carpet, LuxuryVinyl, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/25/2025. Provided courtesy of Miner Realty & Prop Management via Buffalo MLS. Information deemed reliable but not guaranteed.