CCertihomes
408 Oak Street, Elmira City, NY 14901

$99,500

3 beds 2 baths 1,788 sqft Built 189013 days on marketActive

About this home

Come check out this freshly updated 3 bedroom, 2 full bath home situated on a nice sized double lot! Beautiful hard wood floors and brand new carpeting upstairs. New stove, bathroom vanities, kitchen countertops and paint. Featuring a large living room and kitchen along with laundry on the first floor. This home has been updated to 200 amp electrical for safety and increased capacity along with updates to the plumbing as well with lots of lifetime left for the vinyl replacement windows and 11 year old architectural shingled roof. A cozy enclosed back porch that is great for year-round enjoyment! A place for everything with a large storage shed with over head door that could be used for hobbies or extra work space! This affordable single family home is centrally located between Corning, NY & Sayre, PA with convenient access to I-86. Owner is a licensed real estate agent. 360° virtual tour and estimated floor plans available.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,693/mo

Real estate (PITI + HOA + PMI)
$1,013
Principal + interest$638
Property tax + insurance$338
PMI / 2nd mortgage$37
Utilities
$1,251
Heating + cooling$476
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,693/mo TLC
Budget$5,000/mo
Remaining after TLC$3,307/mo
Purchase price
$99,500
Down payment
$4,975 (5%)
Loan amount
$94,525
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.34 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,093
MLS #
R1625624
County
Chemung

Home features

Appliances
FreeStandingRangeGasWaterHeaterOven
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoom
Exterior
DirtDrivewayEnclosedPorchPorch
Parking
NoGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

IrregularLot

Neighborhood — 14901

MetricThis ZIPCountyUSA
Population18,49319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density506395
Male8,6549,381,926147,432,321
Female9,8389,969,168151,655,844
Never Married4,6664,946,39163,775,926
Married5,6757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced1,6921,210,44823,075,029
Number Of House Hold6,9477,102,016111,826,380
Average House Hold Size2.402.642.60
Medial Age34.9736.5335.46
Median House Hold Income$30,777$49,847$48,276
Average House Hold Income$38,456$70,032$63,629
P C I$15,610$26,569$24,529
M D I$27,482$42,210$41,133
A T H E$36,862$54,185$50,898
S T R8.00%4.00%
W C J81.61%81.55%77.74%
(Zip) Code
14901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/25/2025. Provided courtesy of KENARRI real estate division via Buffalo MLS. Information deemed reliable but not guaranteed.