CCertihomes
129 Main Street, Maryland, NY 12155

$169,000

3 beds 1 baths 1,472 sqft Built 19955 days on marketActive

About this home

Welcome to 129 Main Street in the Hamlet of Schenevus! This 3-bedroom, 1-bath stick built ranch offers one-level living. The eat-in kitchen features newer vinyl flooring and a pantry, along with access to the back yard while the spacious front living room includes newer carpeting and a large picture window for abundant natural light. The full bathroom conveniently includes the washer and dryer. All three bedrooms are generously sized with ample closet space, including one with double closets. A hallway linen closet adds extra storage. The partially finished basement offers flexible additional space with multiple rooms, built-in shelving, and a heated zone with its own thermostat. New hot water tank and spay foam insulation in the basement and blown in insulation in the attic making it well insulated to make it warm in the winter and keeps it cool in the summer! Enjoy the outdoors with an 8x10 covered front porch, above-ground pool and large side yard for gardening or entertaining. Located just minutes from I-88 for an easy commute to Oneonta or Cobleskill and just over the hill to Cooperstown!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,232/mo

Real estate (PITI + HOA + PMI)
$1,660
Principal + interest$1,084
Property tax + insurance$513
PMI / 2nd mortgage$63
Utilities
$1,090
Heating + cooling$397
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$2,232/mo TLC
Budget$5,000/mo
Remaining after TLC$2,768/mo
Purchase price
$169,000
Down payment
$8,450 (5%)
Loan amount
$160,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1995
Lot size
0.33 ac
Stories
1
Heating
Oil, Baseboard, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$3,611
MLS #
R1625192
County
Otsego

At a glance

Basement
Garage

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
EatInKitchenOtherSeeRemarks
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
Carpet, Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 12155

MetricThis ZIPCountyUSA
Population1,40319,351,094299,088,112
Population Change Since199010.00%8.00%20.00%
Population Density23395
Male6929,381,926147,432,321
Female7109,969,168151,655,844
Never Married2714,946,39163,775,926
Married6857,166,701123,120,365
Separated461,159,67312,639,686
Widowed1081,110,24515,467,586
Divorced721,210,44823,075,029
Number Of House Hold5327,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age40.9936.5335.46
Median House Hold Income$37,783$49,847$48,276
Average House Hold Income$43,047$70,032$63,629
P C I$16,325$26,569$24,529
M D I$33,101$42,210$41,133
A T H E$39,689$54,185$50,898
S T R8.00%4.00%
W C J78.22%81.55%77.74%
(Zip) Code
12155

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/25/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.