CCertihomes
82 Inslee Street, Waterloo, NY 13165

$159,900

3 beds 1 baths 1,461 sqft Built 19516 days on marketActive

About this home

~ Have You Been Wanting One Floor Living, Downsize or First Time Homebuyer... Take to Time to Tour this 3 Bdrm., 1 Full Bath Ranch Home, 1461 Sq. Ft. Plus Additional Bonus of 15x12 Florida/Sun Room w Tile Flooring and 4 Sets of Sliding Doors to Bring the Outdoors In. Two Gathering Spaces - Front Formal Living Room and Generous Sized Family/Great Room w Cathedral Ceiling , Large Windows and Wood Burning Fireplace, Open Galley Kitchen w Breakfast Bar, Updated Appliances Open to the Dining Area Both with Original Knotty Pine. Easy Floorplan, Great Flow from Room to Room, Corner Lot Sitting Back from the Street, 0.28 Acre- Private Back Yard Fully Fenced Perfect for Outdoor Activities, Attached 1 Car Garage and Shed for Extra Storage. Across from LaFayette School, Close to Shopping, Restaurants... Conveniently Located within the Fingerlakes Region. An Adorable Home Loved by the Same Family for Years ~

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,152/mo

Real estate (PITI + HOA + PMI)
$1,590
Principal + interest$1,026
Property tax + insurance$504
PMI / 2nd mortgage$60
Utilities
$1,061
Heating + cooling$381
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,152/mo TLC
Budget$5,000/mo
Remaining after TLC$2,848/mo
Purchase price
$159,900
Down payment
$7,995 (5%)
Loan amount
$151,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1951
Lot size
0.28 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,595
MLS #
R1625487
County
Seneca

At a glance

Fireplace
Garage (1)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasWaterHeaterRefrigeratorWasher
Interior
BreakfastBarCeilingFansCathedralCeilingsSeparateFormalLivingRoomOtherSeeRemarksSlidingGlassDoorsNaturalWoodworkBedroomOnMainLevelMainLevelPrimaryPrimarySuiteWorkshop
Exterior
BlacktopDrivewayEnclosedPorchFullyFencedPorchPrivateYardSeeRemarks
Parking
AttachedGarageStorageDriveway
Flooring
Carpet, Laminate, Tile, Varies
Roof
Asphalt, Metal, Shingle
Sewer
Connected

Lot features

CornerLot, IrregularLot, Other, ResidentialLot, SeeRemarks

Schools

High
Waterloo High

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/25/2025. Provided courtesy of Lake To Lake Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.