$449,000
About this home
Welcome to 941 County Highway 40 in Charlotteville, NY, an expansive 5-bedroom, 2.5-bath farmhouse set on approximately 15 acres of beautiful, level land. Built in 1840 and brimming with character, this 3, 593-square-foot home boasts original wide-plank floors, etched glass windows, natural woodwork, and a formal dining room. The spacious kitchen features newer appliances, a center island, and built-in cabinetry with ample storage space. Enjoy a first-floor laundry, a home office, and multiple living spaces, all ideal for everyday comfort. Outside, you'll find walking trails, vegetable and ornamental gardens, and a peaceful stream. A large two-story barn is perfect for livestock or equipment, and additional outbuildings provide workshop, storage, and garage space. Relax on the porch, gather around the fire pit, enjoy the partially fenced yard, and explore the level country habitats. With a drilled well, septic, oil hot water heat, and a detached 2-car garage, this property is perfect for homesteading, recreation, or simply enjoying the quiet of Otsego County. Located in the Charlotte Valley School District, just a short drive from Cobleskill, Oneonta, and Cooperstown.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $3,864
- Utilities
- $2,152
- Transportation
- $0
- Other (entertainment)
- $130
Quick facts
At a glance
Home features
Lot features
CornerLot, FloodZone, Rectangular, RectangularLot, RuralLot
Neighborhood — 12036
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 1,005 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | 11.00% | 8.00% | 20.00% |
| Population Density | 159 | 395 | — |
| Male | 517 | 9,381,926 | 147,432,321 |
| Female | 488 | 9,969,168 | 151,655,844 |
| Never Married | 210 | 4,946,391 | 63,775,926 |
| Married | 468 | 7,166,701 | 123,120,365 |
| Separated | 20 | 1,159,673 | 12,639,686 |
| Widowed | 61 | 1,110,245 | 15,467,586 |
| Divorced | 93 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 394 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.55 | 2.64 | 2.60 |
| Medial Age | 43.49 | 36.53 | 35.46 |
| Median House Hold Income | $40,483 | $49,847 | $48,276 |
| Average House Hold Income | $42,965 | $70,032 | $63,629 |
| P C I | $16,844 | $26,569 | $24,529 |
| M D I | $35,320 | $42,210 | $41,133 |
| A T H E | $39,652 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 79.63% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/25/2025. Provided courtesy of Charlotteville Realty via Buffalo MLS. Information deemed reliable but not guaranteed.