CCertihomes
38094 State Route 37, Theresa, NY 13691

$27,900

3 beds 1 baths 14 days on marketActive

About this home

Prime Building Lot in Theresa, NY – Near Lakes & Local Amenities! Looking to build your dream home or getaway in the Theresa, NY area? This is the perfect lot for you! Ideally located just minutes from key local businesses including a popular diner, ice cream stand, gas station, Dollar General, and a bowling alley – everything you need is right at your fingertips. Nature lovers and outdoor enthusiasts will love the proximity to some of the area’s most beautiful inland lakes: Hyde Lake, Moon Lake, Red Lake, Clear Lake, Crystal Lake, and Butterfield Lake. Whether you enjoy fishing, kayaking, or boating, you're only a short drive away from it all. Plus, the scenic Indian River is nearby for even more water-based adventures. This lot offers the best of both worlds – small-town convenience and easy access to the outdoors. Don’t miss out on this opportunity to build in a location that has it all!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$557/mo

Real estate (PITI + HOA + PMI)
$241
Principal + interest$179
Property tax + insurance$52
PMI / 2nd mortgage$10
Utilities
$475
Heating + cooling$91
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$557/mo TLC
Budget$5,000/mo
Remaining after TLC$4,443/mo
Purchase price
$27,900
Down payment
$1,395 (5%)
Loan amount
$26,505
APR
7.15%

Quick facts

Type
Residential
Style
Year built
Lot size
3.5 ac
Stories
0
Heating
Cooling
Water
None
HOA
Annual tax
$186
MLS #
S1625700
County
Jefferson

Home features

Parking
NoDriveway
Sewer
None

Lot features

Rectangular, RectangularLot, ResidentialLot, Wooded, Cleared, Level

Neighborhood — 13691

MetricThis ZIPCountyUSA
Population4,03819,351,094299,088,112
Population Change Since199012.00%8.00%20.00%
Population Density53395
Male2,0709,381,926147,432,321
Female1,9689,969,168151,655,844
Never Married7454,946,39163,775,926
Married1,7577,166,701123,120,365
Separated1501,159,67312,639,686
Widowed1371,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,3377,102,016111,826,380
Average House Hold Size3.012.642.60
Medial Age31.7836.5335.46
Median House Hold Income$40,679$49,847$48,276
Average House Hold Income$46,099$70,032$63,629
P C I$15,384$26,569$24,529
M D I$35,487$42,210$41,133
A T H E$41,467$54,185$50,898
S T R7.75%4.00%
W C J78.43%81.55%77.74%
(Zip) Code
13691

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/25/2025. Provided courtesy of Lake Homes Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.