CCertihomes
6 Ross Street, Oxford, NY 13830

$95,000

4 beds 3 baths 1,322 sqft Built 18700 days on marketActive

About this home

Looking for a house with great bones that you can make your own? This is it! Solid house with 2 full bathrooms, 1 upstairs, 1 downstairs. Large kitchen, 1 large bedroom downstairs with another room that could be a small 5th bedroom or office. 3 extra large bedrooms upstairs. Lots of storage. Plus a 2 car 24x24 detached garage with a dirt floor but a paved entry from the street and a back door that opens into the lovely back yard and 2 sheds for even more storage. Spray foam insulation, vinyl siding, some replacement windows, municipal sewer and water. Natural gas furnace and stove, newer refrigerator, furnace and 40 gallon gas water heater. House is being sold "as is" and inspections are for buyer information only. This house is a blank slate waiting for someone to update it! So much potential here!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,504/mo

Real estate (PITI + HOA + PMI)
$954
Principal + interest$610
Property tax + insurance$308
PMI / 2nd mortgage$36
Utilities
$979
Heating + cooling$335
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,504/mo TLC
Budget$5,000/mo
Remaining after TLC$3,496/mo
Purchase price
$95,000
Down payment
$4,750 (5%)
Loan amount
$90,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1870
Lot size
0.2231 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,002
MLS #
R1625697
County
Chenango

At a glance

Basement
Garage (2)

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
EatInKitchenHomeOfficeNaturalWoodworkBedroomOnMainLevelConvertibleBedroom
Exterior
GravelDriveway
Parking
DetachedElectricityGarageStorageGarageDoorOpener
Pool
Community
Flooring
Hardwood, Laminate, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, IrregularLot

Neighborhood — 13830

MetricThis ZIPCountyUSA
Population6,35419,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density57395
Male3,1569,381,926147,432,321
Female3,1989,969,168151,655,844
Never Married1,1524,946,39163,775,926
Married2,9457,166,701123,120,365
Separated2391,159,67312,639,686
Widowed3491,110,24515,467,586
Divorced5651,210,44823,075,029
Number Of House Hold2,2977,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age40.2836.5335.46
Median House Hold Income$42,695$49,847$48,276
Average House Hold Income$50,228$70,032$63,629
P C I$18,414$26,569$24,529
M D I$37,024$42,210$41,133
A T H E$43,875$54,185$50,898
S T R8.00%4.00%
W C J74.81%81.55%77.74%
(Zip) Code
13830

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/26/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.