CCertihomes
44958 Rock Baie N, Orleans, NY 13640

$649,000

3 beds 1 baths 1,120 sqft Built 19923 days on marketActive

About this home

Welcome to your sanctuary on the St Lawrence River. This 3-bedroom, 1-bath river home blends contemporary one level design with natural beauty. Step inside to an open floor plan, featuring cathedral ceilings. oak cabinetry, that connects living, dining, all framed by expansive views of the river. You will love the spacious screened in porch that provides additional living for entertaining. Also features a boathouse with attached garage and protected dockage for your boats and swimming. Call now to preview this turn key river home and will be sold mostly furnished.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,771/mo

Real estate (PITI + HOA + PMI)
$5,453
Principal + interest$4,164
Property tax + insurance$1,046
PMI / 2nd mortgage$243
Utilities
$945
Heating + cooling$326
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$5,771/mo TLC
Budget$6,271/mo
Remaining after TLC$500/mo
Purchase price
$649,000
Down payment
$32,450 (5%)
Loan amount
$616,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1992
Lot size
0.7197 ac
Stories
1
Heating
Electric
Cooling
WindowUnits
Water
Well
HOA
Annual tax
$5,067
MLS #
S1625055
County
Jefferson

At a glance

Air conditioning
Garage (1)
Waterfront

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansCathedralCeilingsKitchenFamilyRoomComboLivingDiningRoomNaturalWoodworkBedroomOnMainLevelWorkshop
Exterior
GravelDriveway
Parking
DetachedElectricityGarageStorage
Flooring
Carpet, LuxuryVinyl, Varies
Roof
Architectural, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

High
LaFargeville Central

Neighborhood — 13640

MetricThis ZIPCountyUSA
Population2,85719,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density220395
Male1,3339,381,926147,432,321
Female1,5259,969,168151,655,844
Never Married4384,946,39163,775,926
Married1,3687,166,701123,120,365
Separated781,159,67312,639,686
Widowed3201,110,24515,467,586
Divorced2731,210,44823,075,029
Number Of House Hold1,2497,102,016111,826,380
Average House Hold Size2.242.642.60
Medial Age48.2436.5335.46
Median House Hold Income$37,884$49,847$48,276
Average House Hold Income$48,941$70,032$63,629
P C I$21,488$26,569$24,529
M D I$33,261$42,210$41,133
A T H E$43,140$54,185$50,898
S T R7.75%4.00%
W C J78.62%81.55%77.74%
(Zip) Code
13640

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/26/2025. Provided courtesy of Garlock Realty via Buffalo MLS. Information deemed reliable but not guaranteed.