CCertihomes
8 Elm Street, Camden, NY 13316

$59,000

4 beds 1 baths 1,344 sqft Built 18900 days on marketActive

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,255/mo

Real estate (PITI + HOA + PMI)
$665
Principal + interest$379
Property tax + insurance$264
PMI / 2nd mortgage$22
Utilities
$1,041
Heating + cooling$371
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,255/mo TLC
Budget$5,000/mo
Remaining after TLC$3,745/mo
Purchase price
$59,000
Down payment
$2,950 (5%)
Loan amount
$56,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1890
Lot size
0.4 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Connected, NotConnected, Public
HOA
Annual tax
$1,864
MLS #
S1625765
County
Oneida

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterSeeRemarks
Interior
SeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomOtherSeeRemarksBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Carpet, Other, SeeRemarks, Varies
Roof
Asphalt, Metal
Sewer
Connected

Lot features

FlagLot, Other, SeeRemarks

Neighborhood — 13316

MetricThis ZIPCountyUSA
Population6,32919,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density43395
Male3,2159,381,926147,432,321
Female3,1139,969,168151,655,844
Never Married1,1834,946,39163,775,926
Married2,9317,166,701123,120,365
Separated1881,159,67312,639,686
Widowed3681,110,24515,467,586
Divorced4131,210,44823,075,029
Number Of House Hold2,2367,102,016111,826,380
Average House Hold Size2.802.642.60
Medial Age36.9736.5335.46
Median House Hold Income$38,941$49,847$48,276
Average House Hold Income$50,208$70,032$63,629
P C I$17,844$26,569$24,529
M D I$34,125$42,210$41,133
A T H E$43,861$54,185$50,898
S T R9.00%4.00%
W C J80.68%81.55%77.74%
(Zip) Code
13316

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/26/2025. Provided courtesy of Assist2Sell Buyers & Sellers 1st Choice via Buffalo MLS. Information deemed reliable but not guaranteed.