CCertihomes
275 Charles Kelley Road, Oxford, NY 13830

$149,000

2 beds 1 baths 984 sqft Built 19704 days on marketActive

About this home

LAKE HOUSE envy, commence! Kitchen was placed by a funded project to be completely handicap accessible. Lovely two bedroom(one smaller, prior owner had bunk beds), large full bath, walk in shower. 15 x 9 "Lake Shed" & back wood deck measuring 240 sq ft. Beautifully landscaped yard! Fully fenced in yard out back. 3 hours 8 mins(174 miles)to the George Washington Bridge in NYC, 24 miles(12 mins) to UHS Hospital/ER/Helicopter Pad, 58 mins(41 miles) to Vestal Parkway in Binghamton, 1 hr 43 mins(77 miles) to Syracuse International Airport. We're so excited for you to see it! Ready, Set, GO!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,733/mo

Real estate (PITI + HOA + PMI)
$1,287
Principal + interest$956
Property tax + insurance$275
PMI / 2nd mortgage$56
Utilities
$811
Heating + cooling$251
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,733/mo TLC
Budget$5,000/mo
Remaining after TLC$3,267/mo
Purchase price
$149,000
Down payment
$7,450 (5%)
Loan amount
$141,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1970
Lot size
0.1 ac
Stories
1
Heating
Electric
Cooling
Water
Well
HOA
Annual tax
$1,204
MLS #
R1625764
County
Chenango

Home features

Interior
SeparateFormalLivingRoomKitchenFamilyRoomComboBedroomOnMainLevel
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Hardwood, Varies
Sewer
SepticTank

Lot features

CulDeSac, IrregularLot

Neighborhood — 13830

MetricThis ZIPCountyUSA
Population6,35419,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density57395
Male3,1569,381,926147,432,321
Female3,1989,969,168151,655,844
Never Married1,1524,946,39163,775,926
Married2,9457,166,701123,120,365
Separated2391,159,67312,639,686
Widowed3491,110,24515,467,586
Divorced5651,210,44823,075,029
Number Of House Hold2,2977,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age40.2836.5335.46
Median House Hold Income$42,695$49,847$48,276
Average House Hold Income$50,228$70,032$63,629
P C I$18,414$26,569$24,529
M D I$37,024$42,210$41,133
A T H E$43,875$54,185$50,898
S T R8.00%4.00%
W C J74.81%81.55%77.74%
(Zip) Code
13830

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/26/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.