CCertihomes
328 Spencer Road, Candor, NY 13743

$140,000

3 beds 1 baths 1,116 sqft Built 196010 days on marketActive

About this home

Well maintained Rancher! Come take a look at this cute country home. Wood sided ranch home. Enter into the large Laundry/ Mud Room, through to the county cottage Kitchen. In the center of the home is the Dining Room on your way to the large L-shaped Living Room. 3 bedrooms with ample closet space. Centrally located Bathroom. Central Air to keep cool on the hot days and Affordable propane heat. Mature hedges add to the privacy, with a Gazebo to relax in. Convenient to Spencer, Candor, Owego, and Horseheads Call today for your showing. Estimated Floorplans, and 360 Virtual tour available.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,829/mo

Real estate (PITI + HOA + PMI)
$1,315
Principal + interest$898
Property tax + insurance$364
PMI / 2nd mortgage$53
Utilities
$949
Heating + cooling$324
Internet + TV + phone$135
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$135
$1,829/mo TLC
Budget$5,000/mo
Remaining after TLC$3,171/mo
Purchase price
$140,000
Down payment
$7,000 (5%)
Loan amount
$133,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1960
Lot size
0.34 ac
Stories
1
Heating
Electric, Oil, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$2,308
MLS #
R1625230
County
Tioga

At a glance

Air conditioning
Garage (1)

Home features

Appliances
ElectricWaterHeaterFreeStandingRangeOven
Interior
SeparateFormalDiningRoomBedroomOnMainLevel
Exterior
GravelDrivewayPropaneTankLeased
Parking
CarportDetachedGarage
Flooring
Carpet, Laminate, LuxuryVinyl, Varies, Vinyl
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13743

MetricThis ZIPCountyUSA
Population3,65619,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density54395
Male1,8019,381,926147,432,321
Female1,8559,969,168151,655,844
Never Married5994,946,39163,775,926
Married1,6947,166,701123,120,365
Separated1261,159,67312,639,686
Widowed1771,110,24515,467,586
Divorced3571,210,44823,075,029
Number Of House Hold1,3537,102,016111,826,380
Average House Hold Size2.702.642.60
Medial Age38.1036.5335.46
Median House Hold Income$41,313$49,847$48,276
Average House Hold Income$50,081$70,032$63,629
P C I$18,534$26,569$24,529
M D I$35,768$42,210$41,133
A T H E$43,740$54,185$50,898
S T R8.00%4.00%
W C J71.71%81.55%77.74%
(Zip) Code
13743

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/27/2025. Provided courtesy of KENARRI real estate division via Buffalo MLS. Information deemed reliable but not guaranteed.