320 Fernwood Avenue, Rochester, NY 14609
$119,900
3 beds 1 baths 1,418 sqft Built 192519 days on marketActive
About this home
Well built 1925 home in established neighborhood.Features 3 good -sized bedrooms, 1 full bath, , eat in kitchen, family room, living room and with some laminated floors, carpet, includes full basement with glass block windows and storage room. Stainless gas stove and refrigerator.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$1,753/mo
- Real estate (PITI + HOA + PMI)
- $1,175
- Utilities
- $1,053
- Transportation
- $0
- Other (entertainment)
- $143
Principal + interest$769
Property tax + insurance$361
PMI / 2nd mortgage$45
Heating + cooling$372
Internet + TV + phone$143
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$3,247/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1925
Lot size
0.0726 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
WindowUnits
Water
Connected, Public
HOA
—
Annual tax
$2,330
MLS #
R1625687
County
Monroe
At a glance
Air conditioning
Basement
Home features
Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
CeilingFansSeparateFormalDiningRoomEatInKitchen
Exterior
BlacktopDrivewayEnclosedPorchPorch
Parking
NoGarage
Flooring
Laminate, Varies
Roof
Asphalt
Sewer
Connected
Lot features
CornerLot, Rectangular, RectangularLot, ResidentialLot
Neighborhood — 14609
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 45,985 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -5.00% | 8.00% | 20.00% |
| Population Density | 5,653 | 395 | — |
| Male | 21,370 | 9,381,926 | 147,432,321 |
| Female | 24,615 | 9,969,168 | 151,655,844 |
| Never Married | 12,509 | 4,946,391 | 63,775,926 |
| Married | 14,419 | 7,166,701 | 123,120,365 |
| Separated | 2,504 | 1,159,673 | 12,639,686 |
| Widowed | 3,381 | 1,110,245 | 15,467,586 |
| Divorced | 3,594 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 18,748 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.41 | 2.64 | 2.60 |
| Medial Age | 35.79 | 36.53 | 35.46 |
| Median House Hold Income | $39,028 | $49,847 | $48,276 |
| Average House Hold Income | $46,133 | $70,032 | $63,629 |
| P C I | $19,350 | $26,569 | $24,529 |
| M D I | $34,179 | $42,210 | $41,133 |
| A T H E | $41,394 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 76.38% | 81.55% | 77.74% |
(Zip) Code
14609
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/28/2025. Provided courtesy of Integrated Real Estate Services LLC via Buffalo MLS. Information deemed reliable but not guaranteed.