CCertihomes
4 Michigan Street, German Flatts, NY 13407

$89,900

4 beds 2 baths 1,480 sqft Built 19200 days on marketActive

About this home

Charming 4-Bedroom Home in the Heart of Mohawk Village – Great Potential! Welcome to this spacious 4-bedroom, 2-bath home located in the quaint Village of Mohawk. This home offers a great opportunity for buyers looking to put their personal touch on a solid property. Recent updates include a brand-new roof and a new furnace, giving peace of mind for two of the biggest investments in homeownership. The layout offers ample space with four bedrooms, two full bathrooms, and a comfortable living area that flows into a dining room and kitchen. Outside, enjoy the charm of a cozy front porch, perfect for morning coffee or evening relaxation. The small, easy-to-maintain yard provides just enough space for minimal upkeep while still offering outdoor enjoyment. While the home does need some cosmetic updating, it’s a fantastic opportunity to build equity and make it your own. Key Features: 4 Bedrooms, 2 Full Bathrooms, New Roof & New Furnace, Cozy Front Porch, Low-Maintenance Yard, Close to Village Amenities, Loads of Potential with a Little TLC. This property is ideal for investors, or anyone looking for a great value in the Village of Mohawk. Schedule your showing today and imagine the possibilities!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,655/mo

Real estate (PITI + HOA + PMI)
$1,022
Principal + interest$577
Property tax + insurance$411
PMI / 2nd mortgage$34
Utilities
$1,151
Heating + cooling$426
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,655/mo TLC
Budget$5,000/mo
Remaining after TLC$3,345/mo
Purchase price
$89,900
Down payment
$4,495 (5%)
Loan amount
$85,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1920
Lot size
0.0482 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,211
MLS #
S1626167
County
Herkimer

At a glance

Basement

Home features

Appliances
ElectricWaterHeaterFreeStandingRangeOven
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoom
Exterior
DirtDrivewayPatio
Parking
NoGarage
Flooring
Laminate, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13407

MetricThis ZIPCountyUSA
Population5,73119,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density103395
Male2,8399,381,926147,432,321
Female2,8939,969,168151,655,844
Never Married1,2284,946,39163,775,926
Married2,5097,166,701123,120,365
Separated2061,159,67312,639,686
Widowed3971,110,24515,467,586
Divorced3971,210,44823,075,029
Number Of House Hold2,1787,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.3436.5335.46
Median House Hold Income$38,414$49,847$48,276
Average House Hold Income$44,192$70,032$63,629
P C I$17,196$26,569$24,529
M D I$33,643$42,210$41,133
A T H E$40,348$54,185$50,898
S T R8.00%4.00%
W C J79.33%81.55%77.74%
(Zip) Code
13407

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/28/2025. Provided courtesy of Accent Brokerage, Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.