12 Arch Street, Auburn, NY 13021
$39,900
4 beds 2 baths 1,430 sqft Built 19000 days on marketActive
About this home
This single family home offers 4 bedrooms and 2 full bathrooms, 2 covered porches and ample room to grow. Located close to downtown and public transportation. Priced right and with some elbow grease, you could make this chance at home ownership a reality.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$1,193/mo
- Real estate (PITI + HOA + PMI)
- $576
- Utilities
- $1,074
- Transportation
- $0
- Other (entertainment)
- $140
Principal + interest$256
Property tax + insurance$305
PMI / 2nd mortgage$15
Heating + cooling$384
Internet + TV + phone$140
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$3,807/mo
Purchase price
$39,900
Down payment
$1,995 (5%)
Loan amount
$37,905
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.141 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$2,493
MLS #
S1625943
County
Cayuga
At a glance
Basement
Home features
Appliances
GasWaterHeater
Interior
OtherSeeRemarks
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
CeramicTile, Hardwood, Varies, Vinyl
Sewer
Connected
Lot features
IrregularLot, NearPublicTransit, ResidentialLot
Neighborhood — 13021
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 38,120 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -10.00% | 8.00% | 20.00% |
| Population Density | 321 | 395 | — |
| Male | 18,955 | 9,381,926 | 147,432,321 |
| Female | 19,165 | 9,969,168 | 151,655,844 |
| Never Married | 8,707 | 4,946,391 | 63,775,926 |
| Married | 14,725 | 7,166,701 | 123,120,365 |
| Separated | 2,350 | 1,159,673 | 12,639,686 |
| Widowed | 3,094 | 1,110,245 | 15,467,586 |
| Divorced | 2,887 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 14,316 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.50 | 2.64 | 2.60 |
| Medial Age | 38.78 | 36.53 | 35.46 |
| Median House Hold Income | $39,327 | $49,847 | $48,276 |
| Average House Hold Income | $51,129 | $70,032 | $63,629 |
| P C I | $20,402 | $26,569 | $24,529 |
| M D I | $34,354 | $42,210 | $41,133 |
| A T H E | $44,195 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 78.71% | 81.55% | 77.74% |
(Zip) Code
13021
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 7/29/2025. Provided courtesy of The Real Estate Agency via Buffalo MLS. Information deemed reliable but not guaranteed.